It’s little surprise that the biggest banks and credit networks dedicate the lion’s share of their marketing efforts to their latest and new credit card offers. Their goal is to turn the consumer into a loyal customer and there’s no better way than to provide those consumers the best rewards and perks.
Never before has this industry been so competitive and that’s always a good thing for the consumer. With each new new reward or savings opportunity, you can be sure the competition is looking for ways to raise the bar yet again. While all of this consumer courting is a good thing, it can quickly become overwhelming. Below you’ll find the most recent credit card offers from those familiar names that we equate to financial security.
- "Pay What Is Fair" card fees structure
- Spend and save with fossil fuel-free deposits
- Fee-free ATM withdrawals
- 3-5% Cashback on card purchases at socially conscious businesses
- Optional feature to plant a tree with every roundup
- Personal impact score to help you shop to match your values
| Opening Min | App Fee | ATM Fee | Credit Reporting | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | See Terms* | No* | Accepts All* |
total votes: 3
|
- TRY US RISK-FREE FOR 7 DAYS
- Instant Approval / $750 Credit Line!
- No Employment or Credit Check
- Reports to Major Bureau
- Bad Credit, No Credit - OK
- Always 0.0% APR
- Fast Online Applications
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 0.00% (Fixed)* | N/A* | Accepts All* |
total votes: 3
|
- Earn cash back on debit card purchases and up to 15x the national interest rate on savings
- Choose a monthly fee you think is fair
- Aspiration Spend and Save account does not include a credit card
- Spend and save with fossil fuel-free deposits
- Fee-free ATM withdrawals at 55,000+ Allpoint ATMs
- Cash back on debit card purchases at socially conscious businesses
- Up to 1.00% in interest on savings with Aspiration Plus
- Plant a tree with every roundup
- Personal impact score to help you shop to match your values
| Opening Min | App Fee | ATM Fee | Credit Reporting | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | See Terms* | No* | Accepts All* |
total votes: 10
|
- Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
- Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Annual fee is $36 the first year. Billed $3 per month thereafter
- Card issued by Merrick Bank, Member FDIC.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 17.45% (Variable)* | $36* | Accepts All* |
total votes: 11
|
- Upon credit approval, the collateral deposit you provide becomes the credit limit on your Visa® card. Choose between $200 and $1,000.
- After the first year, you can request to increase the credit limit up to a maximum of $5,000 (subject to credit approval and additional collateral deposits).
- This card is perfect for people new to credit as well as people looking to rebuild their credit.
- Reports monthly to all three major credit bureaus.
- Build or rebuild your credit by keeping your balances low and paying all creditors on time every month.
- 24/7 online account center.
- A minimum collateral deposit of $200 is required to open this account.
- PCB Secured Visa is issued by Plains Commerce Bank, Member FDIC
- *See Rates, Fees, Costs, and Limitations for additional details.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | See Terms * | $39* | Bad Credit OK* |
total votes: 14
|
- Upon credit approval, the collateral deposit you provide becomes the credit limit on your Visa® card. Choose between $200 and $1,000.
- After the first year, you can request to increase the credit limit up to a maximum of $5,000 (subject to credit approval and additional collateral deposits).
- This card is perfect for people new to credit as well as people looking to rebuild their credit.
- Reports monthly to all three major credit bureaus.
- Build or rebuild your credit by keeping your balances low and paying all creditors on time every month.
- 24/7 online account center.
- A minimum collateral deposit of $200 is required to open this account.
- PCB Secured Visa is issued by Plains Commerce Bank, Member FDIC
- *See Rates, Fees, Costs, and Limitations for additional details.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | See Terms * | $39* | Bad Credit OK* |
total votes: 14
|
- Get the savings plan that helps build credit today!
- Start with a Credit Builder Account that reports monthly payments to all 3 major credit bureaus.
- Sample product: A $539.00 Credit builder account, paid 12 times over one year would have a monthly payment of $48.00, and an Annual Percentage Rate of 15.97%.
- Please refer to self.inc/pricing for the most recent pricing options.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | See Terms * | 0* | Accepts All* |
total votes: 21
|
- All the benefits of a Mastercard, without a security deposit
- Keeping your account in good standing may help establish and/or improve your credit history
- Less than perfect credit is okay, even with a prior bankruptcy!
- Prequalify for a card today and it will not impact your credit score
- Reports to all three major credit bureaus
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 24.90% * | See Terms* | Bad Credit OK* |
total votes: 42
|
- Greenlight provides tools to raise financially-smart kids
- Full parental control
- Real-time notifications
- Automated allowances
- Instant transfers
- Fully personalized prepaid Mastercard - selfies, sketches, the family pet or any art can be used as a card design
- Greenlight Chores - manage weekly or one-time chores and motivate kids to get them done
- Greenlight Mastercard is issued by Community Federal Savings Bank, Member FDIC
| Opening Min | App Fee | ATM Fee | Credit Reporting | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| $10* | $0* | $0.00* | No* | Accepts All* |
total votes: 14
|
- Win up to $5,000 in Netspend Tax Time* Sweeps!
- With Netspend Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- No Overdraft Fees on purchases using your card.
- Use the NetSpend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
- Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. Click "Get My Card" for full details.
- See additional NetSpend® Prepaid Visa® details.
| Opening Min | App Fee | ATM Fee | Credit Reporting | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| $10* | See Terms* | $2.50* | No* | Bad Credit OK* |
total votes: 34
|
As you can see, there’s a lot of versatility and options available for today’s savvy credit shopper. The credit card companies are aware that it’s no longer about a few airline miles, but that it’s more about the total package. For years, customers wondered if what they had was as good as it got from their card choices. These new offers are proof that it could indeed get better. Make no mistake though – not all credit cards are created equal. Don’t choose your financial products on the potential of what it might mean; for instance, don’t choose a miles rewards card just because you made a promise to yourself that you would visit Hawaii before you’re 40. If the miles aren’t something you can incorporate on a consistent basis, you might want to consider a cash rewards card.
Remember to check our New Credit Cards page often as we keep it updated every week with the latest and greatest in offers. One thing is certain: the banks and card companies are listening to consumers and as a result, those consumers are reaping the many benefits that comes with selecting the right card for their needs.
Search current USA Credit and Debit card offers or See Credit Cards for Canada