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It’s little surprise that the biggest banks and credit networks dedicate the lion’s share of their marketing efforts to their latest and new credit card offers. Their goal is to turn the consumer into a loyal customer and there’s no better way than to provide those consumers the best rewards and perks.
Never before has this industry been so competitive and that’s always a good thing for the consumer. With each new new reward or savings opportunity, you can be sure the competition is looking for ways to raise the bar yet again. While all of this consumer courting is a good thing, it can quickly become overwhelming. Below you’ll find the most recent credit card offers from those familiar names that we equate to financial security.
- Member funds are insured up to $250,000. Deposits are insured through Current's partner bank, Choice Financial Group, Member FDIC.
- Current offers accounts for everyone, including teens.
- Members receive instant spending notifications every time you swipe your card for added security.
- Members can instantly send money for free to friends and family with Current Pay.
- Current lets you add cash to your account at over 60,000 stores just by having a cashier scan a barcode.
| Opening Min | App Fee | ATM Fee | Credit Reporting | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| 0* | $0* | $2.50* | No* | Accepts All* |
total votes: 16
|
- Full Credit Impact
- No Deposit Required
- No Interest
- Reports credit to Equifax and Experian
- Extra does not check your credit score
- Issued by Evolve Bank & Trust
- FDIC-insured
| Opening Min | App Fee | ATM Fee | Credit Reporting | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| $8* | $0* | $0.00* | Yes* | Accepts All* |
total votes: 17
|
- See if you qualify instantly without harming your credit score.
- Get a higher credit line if you're in good standing after making your first 6 payments on time.
- Free, online credit score access for cardholders.
- Instant decision on your application.
- No interest on purchases when you pay in full and on time each month.
- No security deposit required: get started today!
- Enjoy coverage from Visa®.
- Access your account anytime, anywhere with our mobile app.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 26.99% - 29.99% (Variable)* | See Terms* | Bad Credit OK* |
total votes: 12
|
- Earn unlimited 1.5% rewards for all card purchases
- Earn 3.5% back in Bitcoin during your first 3 months
- Earn 2% back in Bitcoin on every purchase over $50,000 of annual spend
- Earn 0.25% back in Bitcoin on all eligible trades. Limited to $500 in Bitcoin monthly
- Earn $30 in Bitcoin for every referral
- No annual fee
- No foreign transaction fees
- Recommended "good" to "excellent" credit to apply. However, you can check pre-approval without impacting your credit
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | See Terms * | 0* | Good* |
total votes: 14
|
- Earn 1.5% unlimited cash back in bitcoin when you make payments
- The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
- No annual fees
- No foreign transactions fees
- Get pre-approved in seconds with no impact to your credit score
- Pay with your phone or device by using Apple Pay™ or Google Pay™
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 8.99% - 29.99% (Fixed)* | 0* | Fair* |
total votes: 11
|
- No account fees
- No minimum balance fees
- All credit accepted: Bad, Good, Poor, Fair, Excellent
- Access to 55,000 ATMs nationwide, fee-free
- Signing up online quickly and easily in few minutes
- The coverage of VISA®, the security of FDIC
- Use Mission Money Card to pay your credit cards bills on time and build your credit score
- Checking Account Required
| Opening Min | App Fee | ATM Fee | Credit Reporting | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| 0* | $0* | $0.00* | No* | Accepts All* |
total votes: 11
|
- Earn 1% Cash Back Rewards^^ on payments made to your Revvi Credit Card
- Fast and easy application; response provided in seconds
- A genuine Visa card accepted by merchants nationwide across the USA and online
- Reports monthly to all three major credit bureaus
- $300 credit limit (subject to available credit)
- Checking account required
- Don't need perfect credit to apply
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 34.99% (Variable)* | See Terms* | Poor* |
total votes: 31
|
- LIMITED OFFER: Free Samsung Galaxy Smartphone with direct deposit of $200 or more
- Get your pay up to 2 days early with ASAP Direct DepositTM
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Earn over 10x the national savings rate average High-yield savings account, 1% APY paid quarterly on savings up to $5,000**
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | See Terms * | 0* | Bad Credit OK* |
total votes: 44
|
- Point Card and Point App. All benefits zero debt.
- Earn 500 bonus points - sign up and use the Point card, today!
- Earn 5x points on subscriptions (Netflix, Spotify, and more)
- Earn 3x points on food delivery and rideshare (DoorDash and Instacart, as well as taking a ride with Uber, Lyft, and Lime)
- Earn 1x points on everything else
- No international travel fees
- 2 free ATM withdrawals per month
- Unlimited quick bank transfers
- Virtual Point Card number
- 4 card designs: Runway Yellow, Dam Orange, Boulder Blush, Copper Canyon
- Point Card is issued by LCB, Member FDIC
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 0.00% (Fixed)* | 0* | Accepts All* |
total votes: 21
|
- Initial refundable deposit of $300 becomes your credit limit
- 1% Cash Back rewards on every purchase
- Free access to your Vantage 3.0 Score from Experian* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard is accepted
- Mastercard Zero Liability Protection (subject to Mastercard guidelines)
- Checking Account Required
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 19.99% (Variable)* | $69* | Accepts All* |
total votes: 4
|
As you can see, there’s a lot of versatility and options available for today’s savvy credit shopper. The credit card companies are aware that it’s no longer about a few airline miles, but that it’s more about the total package. For years, customers wondered if what they had was as good as it got from their card choices. These new offers are proof that it could indeed get better. Make no mistake though – not all credit cards are created equal. Don’t choose your financial products on the potential of what it might mean; for instance, don’t choose a miles rewards card just because you made a promise to yourself that you would visit Hawaii before you’re 40. If the miles aren’t something you can incorporate on a consistent basis, you might want to consider a cash rewards card.
Remember to check our New Credit Cards page often as we keep it updated every week with the latest and greatest in offers. One thing is certain: the banks and card companies are listening to consumers and as a result, those consumers are reaping the many benefits that comes with selecting the right card for their needs.
Search current USA Credit and Debit card offers or See Credit Cards for Canada