It’s little surprise that the biggest banks and credit networks dedicate the lion’s share of their marketing efforts to their latest and new credit card offers. Their goal is to turn the consumer into a loyal customer and there’s no better way than to provide those consumers the best rewards and perks.
Never before has this industry been so competitive and that’s always a good thing for the consumer. With each new new reward or savings opportunity, you can be sure the competition is looking for ways to raise the bar yet again. While all of this consumer courting is a good thing, it can quickly become overwhelming. Below you’ll find the most recent credit card offers from those familiar names that we equate to financial security.
- No Annual Fee! Build up your credit with responsible card use.
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Nationwide Program though not yet available in NY, IA, AR, or WI
- * See Card Terms.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed |
|---|
| N/A* | N/A* | 26.24% (Variable)* | $0* | Bad Credit OK* |
Charity Charge World Mastercard® Credit Card
- Unlimited 1% cash back rewards in the form of an automatic donation to any nonprofit, K-12 school, university, or religious organization of your choice
- No Annual Fee
- Rewards are tax-deductible
- Ability to support up to three nonprofits at once. You can change the nonprofits you support at any time through your online donation dashboard
- Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater
- Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services
- Chip and Apple Pay enabled
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed |
|---|
| 1.99%* | 6 months* | between 21.24% & 11.24% (Variable)* | $0* | Good* |
Applied Bank® VISA® Business Card
- The offer is temporarily unavailable
- Turn Your Hobby or Interest into a Business
- Less Than Perfect Credit? No Problem! Easy Approval!
- Perfect for Sole Proprietors & Entrepreneurs
- Reports Monthly to Major Credit Bureaus
- Initial credit limit of $500*
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed |
|---|
| N/A* | N/A* | See Terms * | See Terms* | Bad Credit OK* |
- 0% Intro APR on Purchases and Balance Transfers for 12 months; after that, the variable APR will be 14.90% - 24.90%, based on your creditworthiness
- Earn a $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Unlimited Points That Don't Expire
- Earn Points on Every Purchase! It's simple: $1 = 1 Point
- No Annual Fee
- Select Your Rewards Your Way
- The card is issued by Amalgamated Bank of Chicago
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed |
|---|
| 0%* | 12 months* | 14.90% - 24.90% (Variable)* | $0* | Good* |
- 0% Intro APR on Purchases and Balance Transfers for 12 months; after that, the variable APR will be 11.25% (V)
- Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening
- Unlimited Points That Don't Expire
- Earn Points on Every Purchase! It's simple: $1 = 1 Point
- No Annual Fee
- Select Your Rewards Your Way
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed |
|---|
| 0%* | 12 months* | 11.25% (Variable)* | $0* | Good* |
Indigo® Platinum Mastercard® Credit Card
- Easy pre-qualification process with fast response
- All credit histories considered
- Online servicing available 24/7 at no additional cost
- Unsecured credit card, no security deposit required
- Account history is reported to the three major credit bureaus in the U.S.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed |
|---|
| N/A* | N/A* | 23.90% (Fixed)* | $0 - $99* | Fair* |
- Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no
- penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or
- application fees!
- Helps strengthen your credit with responsible card use. Reports to three national
- bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit
- Account to secure your line.
- See additional Green Dot primor® Mastercard® Classic Secured Credit Card details
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed |
|---|
| N/A* | N/A* | 13.99% (Fixed)* | $39* | Accepts All* |
READYdebit® Visa® Select Ocean Prepaid Card
- $0 Monthly Fee*
- Free* Direct Deposit
- No Credit Check* or ChexSystems Check
- No Risk of Overdraft Fees
- No Bounced Checks - Ever!
- Easy Cash Reloading at 50,000 + Retail Locations
- Send Checks with Easy Online Bill Pay
| Opening Min | App Fee | ATM Fee | Credit Reporting | Credit Needed |
|---|
| See Terms* | See Terms* | See Terms* | No* | Bad Credit OK* |
Indigo® Mastercard® with Fast Pre-qualification
- Our pre-qualification process does not affect your credit score
- Keeping your account in good standing may help establish and/or improve your credit
- 24/7 access to your account, even on mobile!
- Protection from fraud, if your card happens to be lost or stolen
- Account history is reported to the three major credit bureaus in the U.S.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed |
|---|
| N/A* | N/A* | 23.90% (Fixed)* | $0 - $99* | Bad Credit OK* |
As you can see, there’s a lot of versatility and options available for today’s savvy credit shopper. The credit card companies are aware that it’s no longer about a few airline miles, but that it’s more about the total package. For years, customers wondered if what they had was as good as it got from their card choices. These new offers are proof that it could indeed get better. Make no mistake though – not all credit cards are created equal. Don’t choose your financial products on the potential of what it might mean; for instance, don’t choose a miles rewards card just because you made a promise to yourself that you would visit Hawaii before you’re 40. If the miles aren’t something you can incorporate on a consistent basis, you might want to consider a cash rewards card.
Remember to check our New Credit Cards page often as we keep it updated every week with the latest and greatest in offers. One thing is certain: the banks and card companies are listening to consumers and as a result, those consumers are reaping the many benefits that comes with selecting the right card for their needs.
Search current USA Credit and Debit card offers or See Credit Cards for Canada
