It’s little surprise that the biggest banks and credit networks dedicate the lion’s share of their marketing efforts to their latest and new credit card offers. Their goal is to turn the consumer into a loyal customer and there’s no better way than to provide those consumers the best rewards and perks.
Never before has this industry been so competitive and that’s always a good thing for the consumer. With each new new reward or savings opportunity, you can be sure the competition is looking for ways to raise the bar yet again. While all of this consumer courting is a good thing, it can quickly become overwhelming. Below you’ll find the most recent credit card offers from those familiar names that we equate to financial security.
- No Annual Fee for first year! $29 Annual Fee starting in the second year and thereafter. Build up your credit with responsible card use.
- Full-Feature Platinum Mastercard Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- 24/7 Online Access to Your Account
- * See Card Terms.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 24.74% (Variable)* | See Terms* | Bad Credit OK* |
total votes: 36
|
- No Annual Fee! Build up your credit with responsible card use.
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Nationwide Program though not yet available in NY, IA, AR, or WI
- * See Card Terms.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 26.74% (Variable)* | 0* | Bad Credit OK* |
total votes: 14
|
- 0% Intro APR on Purchases and Balance Transfers for 12 months; after that, the variable APR will be 11.25% (V)
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It's simple: $1 = 1 Point
- No Annual Fee
- Select Your Rewards Your Way
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| 0%* | 12 months* | 11.25% (Variable)* | 0* | Good* |
total votes: 6
|
- 0% Intro APR on Purchases and Balance Transfers for 12 months; after that, the variable APR will be 14.90% - 24.90%, based on your creditworthiness
- Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It's simple: $1 = 1 Point
- No Annual Fee or Foreign Transaction Fee
- Select Your Rewards Your Way
- No Foreign Transaction Fee
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| 0%* | 12 months* | 14.90% - 24.90% (Variable)* | 0* | Good* |
total votes: 31
|
- No Credit History or Minimum Credit Score Required for Approval
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- Nationwide Program though not yet available in NY, IA, AR, or WI
- * See Card Terms.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 10.74% (Variable)* | $49* | Bad Credit OK* |
total votes: 5
|
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine VISA card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If Approved, simply pay a Program Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | See Terms (Variable)* | See Terms* | Bad Credit OK* |
total votes: 5
|
- Checking Account Required
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won't
- Easy and secure online application
- If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
- The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | See Terms * | See Terms* | Bad Credit OK* |
total votes: 6
|
- Instant $500 Credit Line.
- No Credit Check.
- No Employment Check.
- Reports to a Major Credit Bureau.
- Fast Online Application.
- Bad Credit accepted.
- IMPORTANT: Must have Active Debit Card or Credit Card to qualify.
| Opening Min | App Fee | ATM Fee | Credit Reporting | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| See Terms* | See Terms* | See Terms* | Yes* | Accepts All* |
total votes: 1211
|
- Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Helps strengthen your credit with responsible card use. Reports to three national bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
- See additional Green Dot primor® Mastercard® Gold Secured Credit Card details
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 9.99% (Fixed)* | $49* | Accepts All* |
total votes: 16
|
- Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no
- penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or
- application fees!
- Helps strengthen your credit with responsible card use. Reports to three national
- bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit
- Account to secure your line.
- See additional Green Dot primor® Mastercard® Classic Secured Credit Card details
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 13.99% (Fixed)* | $39* | Accepts All* |
total votes: 9
|
As you can see, there’s a lot of versatility and options available for today’s savvy credit shopper. The credit card companies are aware that it’s no longer about a few airline miles, but that it’s more about the total package. For years, customers wondered if what they had was as good as it got from their card choices. These new offers are proof that it could indeed get better. Make no mistake though – not all credit cards are created equal. Don’t choose your financial products on the potential of what it might mean; for instance, don’t choose a miles rewards card just because you made a promise to yourself that you would visit Hawaii before you’re 40. If the miles aren’t something you can incorporate on a consistent basis, you might want to consider a cash rewards card.
Remember to check our New Credit Cards page often as we keep it updated every week with the latest and greatest in offers. One thing is certain: the banks and card companies are listening to consumers and as a result, those consumers are reaping the many benefits that comes with selecting the right card for their needs.
Search current USA Credit and Debit card offers or See Credit Cards for Canada