10 New Credit Card Offers for Jan, 2020

It’s little surprise that the biggest banks and credit networks dedicate the lion’s share of their marketing efforts to their latest and new credit card offers. Their goal is to turn the consumer into a loyal customer and there’s no better way than to provide those consumers the best rewards and perks.

Never before has this industry been so competitive and that’s always a good thing for the consumer. With each new new reward or savings opportunity, you can be sure the competition is looking for ways to raise the bar yet again. While all of this consumer courting is a good thing, it can quickly become overwhelming. Below you’ll find the most recent credit card offers from those familiar names that we equate to financial security.

  • See if you are Pre-Qualified in less than 60 seconds without harming your credit score.
  • Credit Line Range from $550 to $1,250, Doubling to from $1,100 to $2,500.
  • Double Your Line by making at least your minimum payment on time each month for the first 7 months your account is open. After you make your payments, the increase is automatic.
  • Get your updated FICO® Score each month.
  • $0 Fraud Liability protects you from unauthorized charges.
  • Online and mobile Account Access.
  • No Penalty Rates or Over Limit Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* 20.95% - 29.20% (Variable)* See Terms* Fair*
total votes: 29
  • Unsecured credit line increases. After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO Score for free. Get your updated FICO Score each month when it is provided to us from the credit bureau.
  • Build your credit. Performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line. The amount of your deposit determines your initial credit line up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options. Several convenient options to easily fund your security deposit.
  • Worldwide acceptance. Use it anywhere Visa is accepted.
  • Quick, easy application, apply online today!
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* 18.95% (Variable)* $36* Bad Credit OK*
total votes: 25
  • Get the security and convenience of a full-feature, unsecured MasterCard Credit Card - accepted at millions of merchant and ATM locations worldwide and online.
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won't.
  • Easy and secure online application – It takes just moments to apply.
  • Result in as little as 60 seconds.
  • Issued by Synovus Bank, Member: FDIC
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* 35.99% (Variable)* See Terms* Bad Credit OK*
total votes: 25
  • Enjoy Amazon Student Prime Membership on us for a year, must be a student to qualify.
  • No Foreign Transaction Fees
  • $0 Annual Fee
  • No Deposit Required
  • 20.24% variable APR (Prime + 15.49%)
  • Cell Phone Protection up to $600
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* 20.24% (Variable)* 0* Good*
total votes: 19
  • Enjoy Priority Pass Membership on us (Lifetime value worth $99)
  • Earn 3% cash back on Travel, 2% on Restaurants, & 1% cash back on all other purchases automatically.
  • Cell Phone Protection up to $600
  • No Annual Fee
  • No Foreign Transaction Fees
  • Lemonade Insurance Rebate - Pay for 3 consecutive monthly insurance from Lemonade with your Deserve card and get a $10 statement credit.
  • Start/Stop card use + stay current with your FICO score with the Deserve mobile app
  • No Deposit Required
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* 17.49% - 24.49% (Variable)* 0* Good*
total votes: 23
  • Try FamZoo for 1 month FREE!
  • Prepaid MasterCard cards for kids, teens, and parents. Includes a financial app.
  • 4 Subscription plans starting as low as 63 cents per card per month.
  • Order online. No credit check. Try for free.
  • No risk of debt, overdraft, or hidden fees.
  • Free card load and ATM options.
  • Retain parental visibility and control.
  • Move money instantly between family members.
  • Automatically track purchases.
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* N/A * See Terms* Accepts All*
total votes: 112
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* See Terms * See Terms* Bad Credit OK*
total votes: 36
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* See Terms * See Terms* Bad Credit OK*
total votes: 18
  • No Annual Fee! Build up your credit with responsible card use.
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* 25.99% (Variable)* 0* Bad Credit OK*
total votes: 31
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* 9.99% (Variable)* $49* Bad Credit OK*
total votes: 25

As you can see, there’s a lot of versatility and options available for today’s savvy credit shopper. The credit card companies are aware that it’s no longer about a few airline miles, but that it’s more about the total package. For years, customers wondered if what they had was as good as it got from their card choices. These new offers are proof that it could indeed get better. Make no mistake though – not all credit cards are created equal. Don’t choose your financial products on the potential of what it might mean; for instance, don’t choose a miles rewards card just because you made a promise to yourself that you would visit Hawaii before you’re 40. If the miles aren’t something you can incorporate on a consistent basis, you might want to consider a cash rewards card.

Remember to check our New Credit Cards page often as we keep it updated every week with the latest and greatest in offers. One thing is certain: the banks and card companies are listening to consumers and as a result, those consumers are reaping the many benefits that comes with selecting the right card for their needs.

Search current USA Credit and Debit card offers or See Credit Cards for Canada

Advertiser Disclosure

CREDIT DAD is an independent, advertising-supported website. Many debit cards, credit cards and other financial offers that appear here are from companies from which CREDIT DAD Websites receive compensation. This compensation may impact how and where products appear on this website (including, for example, the order in which they appear). CREDIT DAD Websites do not include all card offers in the marketplace.

Advertiser Disclosure

CREDIT DAD is an independent, advertising-supported website. Many debit cards, credit cards and other financial offers that appear here are from companies from which CREDIT DAD Websites receive compensation. This compensation may impact how and where products appear on this website (including, for example, the order in which they appear). CREDIT DAD Websites do not include all card offers in the marketplace.