It’s little surprise that the biggest banks and credit networks dedicate the lion’s share of their marketing efforts to their latest and new credit card offers. Their goal is to turn the consumer into a loyal customer and there’s no better way than to provide those consumers the best rewards and perks.
Never before has this industry been so competitive and that’s always a good thing for the consumer. With each new new reward or savings opportunity, you can be sure the competition is looking for ways to raise the bar yet again. While all of this consumer courting is a good thing, it can quickly become overwhelming. Below you’ll find the most recent credit card offers from those familiar names that we equate to financial security.
- Get Credit Builder Account and secured VISA credit card that helps build credit today!
- Credit Builder Account reports monthly payments to all 3 major credit bureaus.
- Your credit will not be affected by the application
- FDIC insured lender
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 15.65% * | 0* | Accepts All* |
total votes: 21
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- With Netspend Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- No Overdraft Fees on purchases using your card.
- Use the NetSpend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
- Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. Click "Get My Card" for full details.
- See additional NetSpend® Prepaid Visa® details.
| Opening Min | App Fee | ATM Fee | Credit Reporting | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| $10* | See Terms* | $2.50* | No* | Bad Credit OK* |
total votes: 32
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- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built-in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 6.49% - 29.99% (Fixed)* | 0* | Fair* |
total votes: 13
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- Pre-qualify today without an impact on your credit score
- Keeping your account in good standing may help establish and/or improve your credit
- Access your account online or from your mobile device 24/7
- Protection from fraud if your card is stolen
- Account history is reported to the three major credit bureaus in the U.S.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 24.90% (Fixed)* | See Terms* | Fair* |
total votes: 12
|
- Up to a $5k credit limit
- All the benefits of a premium Mastercard®
- High credit limits, low interest rates
- No annual fee*, no security deposit
- No credit history required to apply if you don't already have one. If you are a US citizen, a US permanent resident, or have been living in the US for over one year at the time of application, Jasper will run a hard credit inquiry with the credit bureaus.
- An intuitive experience that includes personalized, real-time financial advice, and innovative auto payment options
- Ongoing education for smart credit use via app and emails to encourage healthy financial behavior
- Issued by WebBank, Member FDIC
- *Review the Jasper fee schedule at Jasper Mastercard®
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 15.49% (Variable)* | 0* | Fair* |
total votes: 19
|
- Easily track and manage your money
- No annual fee
- Automated Fraud Alerts
- FREE VISA card fraud monitoring
- Check out quickly and safely with contactless technology
- EMV Smart chip enabled
- Visa's Zero Liability protection insulates you from unauthorized purchases and withdrawals*
| Opening Min | App Fee | ATM Fee | Credit Reporting | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| $5* | $0* | $0.00* | No* | Accepts All* |
total votes: 1
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- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 17.45% (Variable)* | $36* | Bad Credit OK* |
total votes: 26
|
- Get the security and convenience of a full-feature, unsecured MasterCard Credit Card - accepted at millions of merchant and ATM locations worldwide and online.
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won't.
- Easy and secure online application – It takes just moments to apply.
- Result in as little as 60 seconds.
- Issued by Synovus Bank, Member: FDIC
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 35.99% (Variable)* | See Terms* | Bad Credit OK* |
total votes: 25
|
- Enjoy Amazon Student Prime Membership on us for a year, must be a student to qualify.
- No Foreign Transaction Fees
- $0 Annual Fee
- No Deposit Required
- 18.74% variable APR (Prime + 15.49%)
- Cell Phone Protection up to $600
| Intro APR | Intro Period | Regular APR | Annual Fee | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | N/A* | 18.74% (Variable)* | 0* | Good* |
total votes: 19
|
- Try FamZoo for 1 month FREE!
- Prepaid MasterCard cards for kids, teens, and parents. Includes a financial app.
- 4 Subscription plans starting as low as 63 cents per card per month.
- Order online. No credit check. Try for free.
- No risk of debt, overdraft, or hidden fees.
- Free card load and ATM options.
- Retain parental visibility and control.
- Move money instantly between family members.
- Automatically track purchases.
| Opening Min | App Fee | ATM Fee | Credit Reporting | Credit Needed | Rate this Card |
|---|---|---|---|---|---|
| N/A* | See Terms* | See Terms* | No* | Accepts All* |
total votes: 112
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As you can see, there’s a lot of versatility and options available for today’s savvy credit shopper. The credit card companies are aware that it’s no longer about a few airline miles, but that it’s more about the total package. For years, customers wondered if what they had was as good as it got from their card choices. These new offers are proof that it could indeed get better. Make no mistake though – not all credit cards are created equal. Don’t choose your financial products on the potential of what it might mean; for instance, don’t choose a miles rewards card just because you made a promise to yourself that you would visit Hawaii before you’re 40. If the miles aren’t something you can incorporate on a consistent basis, you might want to consider a cash rewards card.
Remember to check our New Credit Cards page often as we keep it updated every week with the latest and greatest in offers. One thing is certain: the banks and card companies are listening to consumers and as a result, those consumers are reaping the many benefits that comes with selecting the right card for their needs.
Search current USA Credit and Debit card offers or See Credit Cards for Canada