10 New Credit Card Offers for Oct, 2022

It’s little surprise that the biggest banks and credit networks dedicate the lion’s share of their marketing efforts to their latest and new credit card offers. Their goal is to turn the consumer into a loyal customer and there’s no better way than to provide those consumers the best rewards and perks.

Never before has this industry been so competitive and that’s always a good thing for the consumer. With each new new reward or savings opportunity, you can be sure the competition is looking for ways to raise the bar yet again. While all of this consumer courting is a good thing, it can quickly become overwhelming. Below you’ll find the most recent credit card offers from those familiar names that we equate to financial security.

  • No annual fee
  • Reports to Experian®, Equifax® and MicroBilt®
  • Earn up to 1% on credit builder loans
  • Soft credit pull and instant approval
  • No security deposit is required
  • There is no bank account required to apply
  • Free courses
  • Available in all 50 States
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* 0.00% (Fixed)* 0* Bad Credit OK*
total votes: 18
canada
  • NEW PRIZE: Yotta Hot Pot - $250,000 - That grow. Every. Single. Week.
  • Free bank account that earns you lottery tickets
  • Spend $2,000 in your first 4 months and the card earns you 1,000 bonus tickets
  • For every $25 you have in your account, you get 1 ticket every week
  • A bonus ticket for every $10 you spend with your card
  • Get 1 in 100 odds when you use your card at one of Lucky Deal merchants
  • 1 in 150* odds of getting your next purchase paid for by Yotta for free
  • Increase your odds of winning to 1 in 100 for 30 days with every referral
  • Refer 10 friends and get an exclusive metal card
  • Get 1 in 100 odds when you use your card on dining
  • Easy integration with Google Pay and Apply Pay
  • Mastercard zero liability protection
  • Give back to the community and support "Feeding America"
  • Over 55,000 free ATMs across the US
Opening Min App Fee ATM Fee Credit Reporting Credit Needed Rate this Card
0* $0* $0.00* No* Accepts All*
total votes: 30
canada
  • Build to raise smarter spenders
  • No monthly fees
  • Physical and virtual cards
  • Quick gives and contributions
  • Family money management tool
  • No credit or employment verification to apply
  • Till Visa Debit Card is issued by Coastal Community Bank, Member FDIC
Opening Min App Fee ATM Fee Credit Reporting Credit Needed Rate this Card
0* $0* See Terms* No* Accepts All*
total votes: 22
  • Up to $1,000 unsecured credit limit
  • 3% Cashback reward on Gas, Groceries, and Utility Payments
  • 1% Cashback rewards on all other eligible purchases
  • Fast online pre-qualification without impacting your credit score
  • Free VantageScore 3.0 credit score provided by Equifax* (Registration required)
  • Simple, fast, and secure online application; results in seconds
  • Use your card at locations everywhere Mastercard is accepted
  • All credit types welcome to apply
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* 29.99% (Variable)* See Terms* Bad Credit OK*
total votes: 23
  • Get $325 and stop paying account fees!
  • Free checking and savings accounts
  • Earn up to 1.25% APY (41x the national average!!)
  • No overdraft, minimum balance, or monthly fees
  • Get reimbursed all ATM fees
  • 55,000+ fee free ATMs within the Allpoint® Network
  • Get paid 2 days earlier
  • Automatic saving features
  • Your phone gets insured for up to $200, up to 2 claims per year
  • The SoFi Money World Debit Mastercard is issued by The Bancorp Bank
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* 0.00% (Fixed)* 0* Accepts All*
total votes: 28
  • 0% interest and No annual fee
  • Only $5/ month and no hidden fees
  • Up to $500 credit line for Kikoff store
  • Monthly credit reporting to all 3 bureaus
  • Buy now, Pay Later Store credit offer
  • 12 months membership, renewed annually
  • Fre Credit Score learning center
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* 0.00% (Fixed)* 0* Bad Credit OK*
total votes: 6
  • Access your credit limit and start shopping in 60 seconds
  • No credit check is required
  • Shop 1,000+ top brands
  • Small payments from your paycheck
  • A simple way to build credit
  • Buy Now. Pay Later. Build credit.
  • Join over 3million + members
  • See the website for complete Terms & Conditions
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* 0.00% (Fixed)* 0* Accepts All*
total votes: 32
  • BONUS: earn $500 after your first balance payment of over $1,000
  • This a charge card not a credit or debit card
  • Unlimited 1.5% cashback rewards on all purchases
  • No foreign transaction fees
  • No setup, or replacement fees
  • 18 different signup bonuses
  • Free employee cards and no founder liability
  • Unlimited physical and virtual cards, available instantly, accepted everywhere
  • Full card and credit control
  • Innovative software to manage multiple employee cards at once
  • Issued by Celtic Bank (Members FDIC)
Intro APR Intro Period Regular APR Annual Fee Credit Needed Rate this Card
N/A* N/A* 0.00% (Fixed)* 0* Good*
total votes: 22
canada
  • Smart digital Business account for Freelancers, Startups, and Small business owners
  • Get 1 month Free. No commitments, cancel anytime
  • No monthly minimum requirements
  • No credit check is needed
  • Create Envelopes for rent, taxes, payroll, and anything else automatically
  • Deposit money from PayPal, Stripe, Airbnb, Amazon, Venmo, Uber, Lyft, Square, Etsy, and more
  • Compatible with QuickBooks, FreshBooks, Gusto, ADP, Wave, and more
  • Open a Business account in minutes
  • Real humans support by Live Chat, Email, and Phone
  • Issued by The Bancorp Inc., Member FDIC
Opening Min App Fee ATM Fee Credit Reporting Credit Needed Rate this Card
0* $0* $0.00* No* Accepts All*
total votes: 15
canada
  • Earn 1.5% Bitcoin Rewards on debit card purchases
  • No monthly or maintenance fees
  • No overdraft or non-sufficient fund fees
  • Access to 90,000+ ATMs nationwide, fee-free
  • All credit accepted: Bad, Good, Poor, Fair, Excellent
  • Minimum opening deposit of $500 is required
  • FDIC insured and secured
Opening Min App Fee ATM Fee Credit Reporting Credit Needed Rate this Card
$500* $0* $0.00* No* Accepts All*
total votes: 11

As you can see, there’s a lot of versatility and options available for today’s savvy credit shopper. The credit card companies are aware that it’s no longer about a few airline miles, but that it’s more about the total package. For years, customers wondered if what they had was as good as it got from their card choices. These new offers are proof that it could indeed get better. Make no mistake though – not all credit cards are created equal. Don’t choose your financial products on the potential of what it might mean; for instance, don’t choose a miles rewards card just because you made a promise to yourself that you would visit Hawaii before you’re 40. If the miles aren’t something you can incorporate on a consistent basis, you might want to consider a cash rewards card.

Remember to check our New Credit Cards page often as we keep it updated every week with the latest and greatest in offers. One thing is certain: the banks and card companies are listening to consumers and as a result, those consumers are reaping the many benefits that comes with selecting the right card for their needs.

Search current USA Credit and Debit card offers or See Credit Cards for Canada

Advertiser Disclosure

CREDIT DAD is an independent, advertising-supported website. Many debit cards, credit cards and other financial offers that appear here are from companies from which CREDIT DAD Websites receive compensation. This compensation may impact how and where products appear on this website (including, for example, the order in which they appear). CREDIT DAD Websites do not include all card offers in the marketplace.

Advertiser Disclosure

CREDIT DAD is an independent, advertising-supported website. Many debit cards, credit cards and other financial offers that appear here are from companies from which CREDIT DAD Websites receive compensation. This compensation may impact how and where products appear on this website (including, for example, the order in which they appear). CREDIT DAD Websites do not include all card offers in the marketplace.