Author: Dawn Allcot

Dawn's extensive list of writing credits include top-name personal finance websites, where she enjoys sharing her views and knowledge on credit card reward programs, debt management and preventing or recognizing identity theft. A self-proclaimed compulsive shopper, she carries a keyring loaded with customer loyalty cards, but manages to stay out of (too much) debt through careful budgeting. She lives on Long Island with her husband, two toddlers, and four cats... and still somehow finds time to write for a living.

An insightful article published here at CreditDad.com last month showed that consumers really do have control over our banking situations. We can: If all else…