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Saving for your child’s future can feel overwhelming, but it’s important to balance your priorities. While preparing for college is essential, protecting your financial security is just as critical. Let’s explore practical ways to save for college while staying on solid financial ground. 1. Why Traditional Savings Accounts Don’t Work Basic savings accounts are not ideal for college savings. They typically offer very low interest rates, which means your money won’t grow enough to meet future education costs. With years ahead to plan, it’s smarter to use accounts designed specifically for education. Education Savings Accounts (ESAs) An ESA allows you…

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Having the right health insurance plan can save you thousands of dollars, keeping you from having to have bare minimum coverage when you’re sick. Many individuals working for an employer can sign up for a health insurance plan through that employer. However, there are many individuals who don’t have an…

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Saving for retirement is not the easiest thing in the world to do, especially with your income as limited as it is. In fact, a majority of people cannot earn enough money over a lifetime to retire without taking on some kind of investment risk. While those that do not…

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Did you honestly believe a solution amongst our politicians would arrive before a deadline expired on student loan interest rates? Those who are negotiating the agreement are nearly certain that a “happy medium” can be reached, but they insist it won’t be until after the July 4th break in Congress.…

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When we’re young and beginning life as an adult, we usually see our own versions of “happily ever after”. The white picket fences… on and on and on. But what happens when “happily ever after” lasts until your 43rd birthday? Whatever the reasons are for finding yourself considering online dating…

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It sounds like forever when you think about how many years you have between now and when you retire. There’s no way you’ll ever really reach 65, right? And what if you retire before 65? Not even worth thinking about at this point – we have too much to do…

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CREDIT DAD® - Smart Credit Solutions for Fathers and Families

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