• Earn 15,000 bonus Scotia Rewards points with your first $1000 in everyday purchases in the first 3 months◊
  • Earn 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Rates, fees and other information are subject to change.
Scotiabank American Express Gold Card Scotiabank American Express Gold Card Apply Now
Card Issued by Scotiabank

The Scotiabank American Express Gold Card Review



This card is The Premium Consumer card
Card Details
  • - Network: American Express
  • - Issuer: Scotiabank
  • - Type: Instant Decision Cards, Co-Branded
Rate this Card!
total votes: 13
Rewards Bonus15,000 bonus points
Rewards Unit1
Rewards
  • 15,000 bonus Scotia Rewards points with your first $1000 in everyday purchases in the first 3 months◊
  • 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
Annual Fee See Terms*
Credit Needed Good
Intro APR (%) N/A *
Intro Period N/A*
Regular APR (%) 19.99% (Variable)*
Grace Period See Terms*
Fees
  • - Over limit fee: $29.00
  • - Foreign Currency Conversion: 2.5%
  • - Each additional card: $29.00
  • - Dishonored payment fee: $48

Other Benefits

    *See terms and conditions of the card for other benefits

Special Notes

To apply for the credit card you must:

- Be a Canadian Citizen or Landed Immigrant
- Have reached the age of majority in your province/territory (18 years in AB, MB, ON, PE, QC, SK. 19 years in all others)
- Not have declared bankruptcy in the past seven years
- Have a minimum gross monthly income of $1,000 unless you are applying for a student credit card

Promo Offers Legal Reference:

To be eligible for the 15,000 bonus points offer (this "Offer"), you must have at least $1000 in net purchases (purchases less returns or similar credits) posted to your Scotiabank credit card account ("Account") in the first 3 months from the Account open date. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing. Offer applies to a new Account only opened by defined date (see terms & conditions for details) (the "Offer End Date"). Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer.


at Scotiabank's secure site.

The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. *Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise to review the terms and conditions of the offer prior to applying for the product.



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