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Last Updated on July 14, 2020 Credit Needed: Excellent*
Earning rewards has never been easier - earn travel rewards up to 4x faster - apply today!
Scotiabank Gold American Express Credit Card
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  • Earn up to 30,000 bonus Scotia Rewards points in your first year (that's up to $300 in rewards)
  • Earn 5 Scotia Rewards points for every $1: Grocery, Dining and Entertainment
  • Earn 3 Scotia Rewards points for every $1: Gas, Daily Transit (NEW), Select Streaming Services (NEW)
  • Complimentary Concierge Services 24/7
  • Rates, fees, offers and other information are effective as of August 1, 2019. Subject to change.
Scotiabank Gold American Express Credit Card Scotiabank Gold American Express Credit Card Apply Now
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canada The Scotiabank Gold American Express Credit Card Review


Card Reviewed by Credit Dad Card Issued by

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This card is The Premium Consumer card
Card Details
Rate this Card!
total votes: 13
Rewards BonusUp to $300
Rewards UnitPoint
Rewards
  • Up to $300 in bonus reward points (25k points + 5k*)
  • 5 Scotia Rewards points for every $1: Grocery, Dining and Entertainment
  • 3 Scotia Rewards points for every $1: Gas, Daily Transit (NEW), Select Streaming Services (NEW)
  • 1 point for every $1 you spend on all other eligible everyday purchases
Annual Fee See Terms*
Credit Needed Excellent*
Credit Reporting No*
Intro APR (%) N/A
Intro Period N/A
Regular APR (%) 19.99% (Variable)*
Grace Period See Terms*
Fees
  • - Over limit fee: $29
  • - Foreign Currency Conversion: 2.5%
  • - Each additional card: $29.00
  • - Dishonored payment fee: $48
Special Notes You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.

To apply for the credit card you must:

- Be a Canadian Citizen or Landed Immigrant
- Have reached the age of majority in your province/territory (18 years in AB, MB, ON, PE, QC, SK. 19 years in all others)
- Not have declared bankruptcy in the past seven years
- Have a minimum gross monthly income of $1,000 unless you are applying for a student credit card

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Other Benefits

    *See terms and conditions of the card for other benefits

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*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.

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