• Earn 5,000 bonus points with your first $500 in everyday purchases in first 3 months†
  • Earn one Scotia Rewards point on all eligible everyday purchases
  • Flexible Point Redemption
  • Rates, fees and other information are effective as of the publication date. Subject to change.

The Scotiabank American Express Credit Card Review



This card is The Regular Consumer card
Card Details
  • - Network: American Express
  • - Issuer: Scotiabank
  • - Type: Co-Branded, Instant Decision Cards
Rate this Card!
total votes: 16
Rewards Bonus5,000 Bonus Points
Rewards UnitPoint
Rewards
  • - 5,000 bonus points with your first $500 in everyday purchases in first 3 months†
  • - 1 Scotia Rewards point on all eligible everyday purchases
Annual Fee $0*
Credit Needed Good
Intro APR (%) N/A *
Intro Period N/A*
Regular APR (%) 19.99%* (Variable)
Grace PeriodSee Terms*
Fees
  • - Cash advance fee: 5%
  • - Over limit fee: $29.00
  • - Foreign Currency Conversion: 2.5%
  • - Each additional card: $15.00
  • - Dishonoured payment fee: $48

Other Benefits

    *See terms and conditions of the card for other benefits

Special Notes

To be eligible for the 5,000 bonus points offer (this "Offer"), you must have at least $500 in net purchases (purchases less returns or similar credits) posted to your Scotiabank credit card account ("Account") in the first 3 months from the Account open date. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing. Offer applies to a new Account only opened by the defined dates (the "Offer End Date"). Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer. See Terms & Conditions of the card for more details.


at Scotiabank's secure site.


The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. *Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise to review the terms and conditions of the offer prior to applying for the product.


Share.