• Get a $50 welcome bonus!
  • No annual fee
  • No foreign transaction fees
  • Get 2x points (4% cashback) on all purchases and redeem your earned points straight into crypto
  • Make 12 monthly on-time payments and get APR lowered by 1%
  • Online prequalification will not impact your credit score
  • Free spending and budgeting tools
  • Complimentary cell phone insurance coverage up to $1,000
  • Protect your personal information by detecting potential fraud
  • Exclusive offers on ride-sharing, food delivery, online shopping, and more
Sofi World Elite Mastercard® Sofi World Elite Mastercard® Apply Now
Card Issued by The Bancorp Inc.

The Sofi World Elite Mastercard® Review

This card is The Premium Consumer card
Card Details
  • - Network: Mastercard®
  • - Issuer: The Bancorp Inc.
  • - Type: No Foreign Transaction Fee, EMV Chip, High Credit Limit, Pre-Qualification, Digital Cards, Crypto Card
Rate this Card!
total votes: 30
Rewards UnitPoint
  • 4% cash back on all purchases
  • Redeem points straight into crypto
Annual Fee $0*
Credit Needed Fair*
Credit Reporting No*
Intro APR (%) N/A
Intro Period N/A
Regular APR (%) 12.99% - 24.99% (Variable)*
Grace Period 25 days*
  • - Balance transfer fee: 5%
  • - Cash advance fee: 5%
  • - Late payment fee: $39
  • - Minimum Interest Charge: $1.00
  • - Late Payment Fee: Up to $39
  • - Returned Payment Fee: Up to $39
Special Notes Applications not accepted in Iowa, Wisconsin, Washington, D.C., and West Virginia.

Other Benefits

    - Cell phone protection
    - Mastercard ID theft protection
    - Mastercard Zero Liability Protection
    - Global Emergency Services
    - World Elite Concierge
    - Complimentary professional travel services
    - Mastercard Hotel Stay Guarantee
    - Lowest Hotel Rate Guarantee
    - Mastercard luxury hotel and resorts portfolio
    - Free nights, car, RV, air
    - Mastercard Airport Concierge
    - Start Something Priceless
    - Mastercard World of Benefits app

at The Bancorp Inc.'s secure site.

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.