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Sofi World Elite Mastercard®

Last Updated on March 27, 2024 Credit Needed: Fair*

Get a $50 welcome bonus!
No annual fee
No foreign transaction fees
Get 2x points (4% cashback) on all purchases and redeem your earned points straight into crypto
Make 12 monthly on-time payments and get APR lowered by 1%
Online prequalification will not impact your credit score
Free spending and budgeting tools
Complimentary cell phone insurance coverage up to $1,000
Protect your personal information by detecting potential fraud
Exclusive offers on ride-sharing, food delivery, online shopping, and more

Card Issued by The Bancorp Inc.

The Sofi World Elite Mastercard® Review

Card Reviewed by Credit Dad Card Issued by The Bancorp Inc.

This card is	The Premium Consumer card
Card Details	- Network: Mastercard® - Issuer: The Bancorp Inc. - Type: No Foreign Transaction Fee, EMV Chip, High Credit Limit, Pre-Qualification, Digital Cards, Crypto Card
Rate this Card!	total votes: 30
Rewards Unit	Point
Rewards	4% cash back on all purchases Redeem points straight into crypto
Annual Fee	$0*
Credit Needed	Fair*
Credit Reporting	No*
Intro APR (%)	N/A
Intro Period	N/A
Regular APR (%)	12.99% - 24.99% (Variable)*
Grace Period	25 days*
Fees	- Balance transfer fee: 5% - Cash advance fee: 5% - Late payment fee: $39 - Minimum Interest Charge: $1.00 - Late Payment Fee: Up to $39 - Returned Payment Fee: Up to $39
Special Notes	Applications not accepted in Iowa, Wisconsin, Washington, D.C., and West Virginia.

Other Benefits

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.