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As if the tax hikes and gasoline price rises were not enough, Americans will now possibly have to contend with increasing healthcare costs. It is turning out that the Affordable Care Act is anything but affordable and it is going to hit America like nothing ever has. This is probably the biggest collision America has faced since 9-11 and this giant regulation has cost jobs and is going to cost even more. According to a report published on the website of the Kaiser Family Foundation, medical expenditures in the United States has risen by more than 10 times in the…

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Everyone loves obtaining rewards, especially for activities they have to perform in any case. Retail stores use this behavior to increase customer loyalty. This becomes important because every locality that retail stores cater to is now targeted by more than one department store, grocery, drug store, and other retail outlets.…

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To have a strong financial solution, you must make good financial decisions. The moment a bad decision is made, plans can become easily derailed and that can cause a lot of heartache and confusion. Currently, many people are making poor financial decisions and most of them are under the age…

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If you’re a parent, there is a lot of pressure out there to prepare for your child’s future. Many of us start thinking about college savings accounts the day our child is born. But for many of us, the compulsion to save up for college is coming at the expense…

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Eating fresh, healthy foods is one of the best things you can do your body. Not only can you lose weight, you can help prolong your life. Unfortunately, eating healthy comes with a higher price tag. Fresh fruits and veggies will cost more than packaged convenience food, and organic is…

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Homeowners are always looking for ways to save on their home insurance. Unfortunately, most homeowners stop at the smoke detector or a security system. Some even think the multiline discount they receive from insuring their home and vehicle with the same company is enough. The fact is that they aren’t…

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The Federal Reserve has been using a set of monetary strategies called quantitative easing (QE) to artificially keep interest rates extremely low across the entire United States economy. Interest rates on savings accounts, auto loans, and mortgages have been pushed down to historic lows. The average interest rate for a…

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