Getting credit is simple. With the PREMIER Possibilities credit card, the application is easy. Within seconds, you can find out if you’ve been approved. As a cardholder, you can take advantage of many benefits all year long.
Easy Application Process
The card is very easy to apply for. The application is available online, allowing you to complete it at your convenience. Basic personal information will be required to confirm your identity and provide the bank with contact details for you. You must prove that you are at least 18 years of age. You must also prove that you have a checking account in your name.
You don’t need to wait around for days for a credit response. As soon as you submit your application, you can be notified of a credit decision in approximately one minute. If you are approved, you will then be prompted to pay your processing fee, which is a one-time fee. You have the option of paying the fee at once or spreading it out over a few smaller payments, whichever is the most convenient for you. The card will be mailed to you. It will arrive in a few days after being approved. You can then activate the card and begin using it anywhere you wish.
A number of benefits are offered to you as being a cardholder. Some features are available to you at no cost while others will require you to pay more for them if you wish to take advantage of them. The benefits you are able to enjoy include:
- Card customization
- Online management of card
- Fraud protection
- MasterCard buying power
- Increase of credit line
- Customer service
The card customization is a small cost to take advantage of. When your card is opened, you can visit the bank site to customize your card. If you want a personal touch, upload any image you choose. This can be a portrait, a family photo or a photo of a favorite place. You will upload the image and confirm that it looks the way you want. The bank will then approve the image, print it on a new card and mail it out for you to use.
Keep track of your spending effectively through online account management. You can learn about what’s going on with your card by creating a username and password online. This is a very affordable feature that ensures you know your balance, your available credit and more. You can look up past transactions, view statements and even pay your bill online. This gives you 24/7 access to your account without having to make phone calls or wait for your statement to arrive in the mail.
Fraud protection comes standard with the card. If you ever worry about your account information following into the wrong hands, you don’t need to worry any more. Your account is always being monitored for fraudulent activity. If anything suspicious occurs, you will be notified instantly by customer service. Another benefit is that you are not liable for any fraudulent charges made to your account. They will be reversed instantly. You can also receive a new card and new account number to ensure your account’s safety.
The buying power of MasterCard is at your fingertips. More than 24 million merchants around the globe accept this card. You can use it online, at gas pumps, over the phone and in person at any restaurant, store or other place that you need to go anywhere you travel to. If you ever need a cash advance, you also have the ability to visit an ATM machine with the PIN number you’ve been provided.
Your account will be eligible on occasion for credit line increases. You may be able to increase your account’s credit line by as much as 25% at a time just by maintaining good credit. The bank will report your account to the Consumer Reporting Agencies every month, allowing you to improve your credit score on a monthly basis.
You also have access to friendly customer service representatives. A toll free number is available to you to ask questions or voice concerns about your account at your convenience.
Choose a card that helps you enjoy life. Whether you stay in the United States or travel around the globe, this card gives you the buying power you need. Find out if you are approved for the card and start taking advantage of the many benefits.