KAIKU Visa Prepaid Card Review


Reviewed by:
On September 7
Last modified:August 17


The KAIKU Visa Prepaid credit card offers instant approval, no credit checks, no minimum balances, free direct deposit, free customer service and more.

The KAIKU Visa Prepaid Card offers customers a variety of benefits. Cardholders can apply and be instantly approved. There are no minimum balances and no credit checks. Free direct deposit, more than 43,000 in-network ATMs, and free customer service is available with the prepaid card.

KAIKU® Visa® Prepaid Card

KAIKU Visa Prepaid Card
  • No fees when you direct deposit $750/mo and use in-network ATMs
  • Notifications & mobile quicklook to monitor spending and alert you of fraud
  • Ingo mobile check loading with the Kaiku mobile app
  • 6 eye-catching colors to reflect your style
  • Use everywhere Visa debit cards are accepted (Kaiku is Visa clear prepaid designated)
  • No cost to apply and no minimum balance
Opening MinApp FeeATM FeeCredit ReportingCredit Needed
See Terms*See Terms*See Terms*No*Bad Credit OK*

You need a prepaid card that offers you a lot with few fees. With the KAIKU Visa Prepaid Card, you have more purchasing power than ever. You get the Visa logo as well as a variety of ways to add money to the card. Customer service and account tools help you as well.

Apply for the Prepaid Card

The KAIKU Card is easy to apply for. There are no credit checks, and the application process is simple. There is no minimum balance to open the account, either.

Once you receive your card, you can activate it, load funds, and then begin purchasing. You can also choose to sign in for online account features. This will provide you with more ways to manage your money. You can decide to add additional cards for family members as well.

Load Money on the Card in Many Ways

A prepaid card is only effective if it has money on it. There are many ways that you can load money on your KAIKU Card. Direct deposit is a free service. Your paycheck can go right on your check each week or month, making it easy to always have money on your card.

Kaiku Cards

You also have the option of visiting Visa ReadyLink and MoneyGram locations to load cash for as low as just $2.95.

Other KAIKU cardholders can also transfer money to your card. You can exchange funds back and forth with other cardholders online at no extra charge. This can be a convenient way of borrowing money or providing allowance. You can also use PayPal to load funds to your account for FREE, too.

Enjoy a Variety of Benefits

There are many other benefits that are on the KAIKU Card, too. Such benefits include:

  • Visa Buying Power
  • Mobile Apps for Android™, iPhone©, and Blackberry smartphones
  • Free Card-to-Card Transfers
  • Safety and Security
  • Free In-Network ATMs
  • Free Customer Service
  • Avoid debt and overspending

The Visa buying power is extended with your prepaid card. No matter where you go, Visa is the most widely accepted credit card in the world. This allows you to purchase what you want, when and where you want. You can make purchases online, over the phone, at gas stations and with merchants on all seven continents.

You also have access to mobile apps. This allows you to access your account from your smartphone. You can check your balance, get text alerts about your account and even find ATM machines. You can choose to make transfers to another person’s KAIKU account and even find a Visa ReadyLink or MoneyGram cash loading location.

Customer service is always free. There is a 24/7 toll-free number that allows you to talk to live and friendly representatives. You can get account questions answered and learn about other features on the card. You can even dispute a charge if one shows up that you didn’t authorize.

Kaiku Prepaid Card

KAIKU Prepaid Card

Sometimes you need cash. You can visit any ATM machine in the world. If you want to avoid the surcharges, then visit an Allpoint ATM. These are located in all 50 states as well as Mexico, Puerto Rico, the United Kingdom and Australia.

Security is provided on the card. It’s safer than cash because it cannot be lost or stolen. A card can be replaced, cash cannot. There is also a secure platform that ensures the account is monitored at all times. Fraud protection is offered with Visa’s Zero Liability against purchases that you didn’t make.

Debt can be easily avoided with a prepaid card. There are no late fees, no purchase fees and no interest rates. The only charges that can be made are based on what’s available on the card. This card makes it easy to budget and avoid costly mistakes. Financial responsibility can be taught to various members of the family. With no fees to worry about and no interest to compound, debt is impossible with the KAIKU Visa Prepaid Card.

Final Word

Choosing a prepaid card stocked with features has never been easier. You get instant approval because of no credit checks. Your card is then on the way to your house so you can begin spending anywhere – including online and all over the world.

Have you had any personal experience with KAIKU® Visa® Prepaid Card?

KAIKU Visa Prepaid Card Review


The KAIKU Visa Prepaid credit card offers instant approval, no credit checks, no minimum balances, free direct deposit, free customer service and more.

  • Fees Stucture
  • Card Design
  • Reload Options
  • Other Features
  • User Ratings (1 Votes)

About Author

Ginger has over a decade of experience in the area of personal finance. She has provided informative content and advice on a number of finance-related topics to individuals in the U.S. and Europe. She is able to do this because of her personal and professional experience, which includes work in the financial sector and 10 years in tax preparation. She resides in Ohio with her husband and three children.

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