The Benefits of the Capital One Business Card

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On March 6
Last modified:August 16


Capital One Business Card

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If you’re self-employed or you’re a small business owner, you need a credit card that you can rely on. The Capital One Business Card provides you with a number of benefits that you can take advantage of all year long.

Cash Back on All Purchases

You can earn cash back on all your purchases. The amount will vary based on the time you sign up for the card. There is no limit to what you can buy or how much you can earn. Every single purchase will earn you cash back. You can continue to earn the cash back year after year as long as you are a cardholder. The benefit of cash back is there is no limit to what you can earn. You can opt for the cash back in the form of a check or a statement credit. This can be done when you decide. This means you can request it when it reaches a certain balance or periodically throughout the year.

Various Ways to Manage Your Account

You have many ways to manage your account, making it easy to always know how much your balance is and what your available credit line is. It will also give you multiple ways to speak to customer service if you have a question or concern. A mobile app can be downloaded to your computer. Once you have successfully logged on to the site, you can find out basic information, including what your balance is and how much open credit you have. You can also choose to pay your bill online through the site. Online account management also gives you a way to manage your account. You can create a user ID and password for your account. This grants you 24/7 access to your account assuming you have an internet connection. This will provide you with all the same benefits as the mobile app. You can also pay your bill online, download your monthly statements and contact customer service with any questions.

The final way you can manage your account is by making a telephone call to customer service. You can get basic details of your account through the automated recording. You can also choose to go with speaking to a representative to ask questions about your account that you wish to have answered immediately.

Many Great Benefits

There are many great benefits of the Capital One Business Card that you can take advantage. Such things include:

  • Simple application process
  • Ability to order multiple cards
  • Fraud protection
  • Discounts on many purchases

The simple application process will take you just minutes to complete. The information requested on the account is used to verify your age, identity and your credit score. You can then receive a credit response within 60 seconds. If you have had credit in the UK in the past, don’t have any credit problems and are a homeowner, you will likely be approved.

You can opt to order as many as 3 additional cards on your account. This helps you to give control to some of your key employees. When they are able to make purchases for the business, it ensures you are able to go about other aspects of your business.

Fraud protection is in place to protect you. This includes identity theft protection as well. Your account is always being reviewed to see if there is any unusual activity. Should anything happen, you will always be contacted and questioned. If a charge shows up on your account that you didn’t approve, this will not be a financial obligation of yours. Customer service will not only remove the charge but re-issue you a new credit card number and new cards.

It’s also possible to enjoy discounts on many day to day items you purchase for your life and your business. The Extras and Extras Plus program will provide you with lists of merchants locally and online that will give you discounts for using the Capital One MasterCard with them. These savings will make your purchases more cost effective all year long.

It’s time you have a MasterCard in your wallet that works to your advantage. As soon as the card arrives, you can start experiencing all the benefits. It’s accepted around the world and there is no annual fee. You can find out if you’ve been approved in about a minute.

Capital One Business Card Review


The Capital One Business Card provides you with a number of benefits that you can take advantage of all year long.

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About Author

Casey is a seasoned writer in personal finance. He has written a number of articles that have been published in magazines and blogs around the country. His advice has helped millions make better choices about how they save their money.

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