Chase credit cards have consistently been some of the best offers in the credit card industry. Known for its benefits and perks, along with the prestige that comes with the Chase name and logo, consumers often prefer Chase products over other credit cards they carry in their wallets.
Editor’s Choice
There are many Chase credit card products, each designed to meet the needs of consumers’ unique needs. Using a combination of factors such as how long the intro rate is applicable, the annual fees, grace periods as well as those with the fewer ATM fees and lower APR, our editors make their selections based on these and other considerations.
Other Smart Chase Card Choices
- Ink Bold Business Card
- Hyatt Credit Card
- Chase Freedom Visa
- Chase Slate MasterCard
Much of Chase Bank’s success comes from its many mergers and acquisitions over the years. The result is formidable player in the credit card market and it’s for these reasons the Chase family of credit cards remains the first choice for millions of consumers. The Chase online banking and the recently-redesigned Chase app for smartphones, it’s never been easier to monitor spending and staying on top of your finances.
The Downside of Chase Credit Cards
While Chase typically draws those consumers in a higher income tax bracket, its biggest challenge has been finding the right products that would meet the needs of those who might not have the same disposable income. To that end, the bank is working on several financial products that would best serve the needs of those who might qualify for some of its other credit card offers.
The Chase Advantage
Chase recognizes that what one consumer might need in a rewards program, another may need something entirely different. This is why there are so many great programs that are varied with no shortage of reasons to choose one over the other. The goal is to find the one that best suits that consumer’s needs.
It’s not uncommon to comparison shop among different banks, with Chase credit cards, consumers have the option of comparison shop among the different Chase products. Features like annual fees, cash back versus rewards points and how well customer service meets the needs of its customers – these are all part of the attraction and are important elements to any credit card offer. Not only that, but Chase offers double points on many of its offers and with more than 18,000 ATMs around the country, cash advances are always within driving distance. There are also Chase Military cards that are designed with today’s military family in mind. It makes it much easier for military families to stay on top of their finances with exclusive benefits, including a 100% refund on interest and fees incurred during deployment. It’s certainly a bonus for military families who are making massive sacrifices for their loved ones serving and the country as a whole.
The Chase Giving program injected more than $50.3 billion in financing and lending opportunities to both governments and non-profit organizations in 2011 alone. There’s definitely a commitment to community with Chase – and it’s just one more reason so many of its customers feel a sense of loyalty to the company. It’s also beneficial to mention JPMorgan Chase’s powerful presence in the financial sector. Even during the economic downturn, this is one of only a few banks that weathered the storm in a near flawless manner.
Conclusion
It’s not difficult to understand why Chase remains such a powerful force in the American economy. The credit card offers – and sheer number of them – is impressive, for many, it’s about the total contribution. Whether it’s the commitment to helping 100,000 military veterans secure jobs upon their return from serving their country or its commitment to helping homeowners find a way to stay in their homes when other banks are eagerly serving foreclosure notices or helping small business owners find the right financial products, including small business credit cards, Chase is one bank that consumers have continued to trust for all their financial needs.
As always, we encourage consumers to carefully review the terms and conditions of any credit card offer. Chase offers around the clock customer assistance, so you’re also encouraged to contact them with any questions you have about any of the credit card offers or promotions.
Have you had any personal experience with Chase Credit Card?