Why Choose the PREMIER Forward MasterCard?

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PREMIER Forward MasterCard

Source: web

It’s important to have a credit card in your wallet. As long as you have a checking account, you can be a cardholder of a PREMIER Forward MasterCard. The application process is simple and benefits are abundant, ensuring you are satisfied.

Understand How the Card Works

Applying and using the card is very easy. If you have been denied credit from other issuers, you may find this one to be easier to apply for. The main requirements for the card are that you have a checking account and are at least 18 years old. The application process is available online, giving you the ability to apply at home, at work or anywhere there is an internet connection.

Complete the application in just a few minutes. Basic information such as name, address and social security number will be requested. This data is submitted over a secure connection, ensuring that everything is safe and secure. Your identity will be confirmed and your age will be verified. You must also submit details about your checking account to confirm that you do actually have one. A decision for credit will be given within 60 seconds of submitting your application. If you are approved, you can access your account and credit line by paying a one-time processing fee. This fee can be paid all at once or split over a few months for your convenience.

The card will arrive in the mail with a MasterCard logo on it. This gives you the opportunity to pay for purchases anywhere you go. Make purchases in person, online, over the phone, at gas pumps and anywhere else all over the world. This card is accepted at more than 24 million places. You can also get a cash advance at any ATM machine with the PIN number that is provided to you when you get your card. Fees on the account include an annual fee as well your APR. If you wish to avoid your APR, all you have to do is make sure to pay off your account balance at the end of every month. The annual fee will be charged directly to your account each year for your convenience.

Enjoy a Number of Features

You can take advantage of a number of features on the account. These are designed to simplify your life, protect you and make it easier to use your card whenever you want. Benefits are:

  • Fraud protection
  • Credit line increases
  • Customer service
  • Online account management

Fraud protection is important. When you purchase anywhere, you may be subject to hackers gaining access to your account information. The bank works hard to prevent that from happening. Your account is always being monitored to ensure that suspicious activity is caught very early. If you ever notice a charge show up that you didn’t make, contact customer service. You won’t be liable for the charge and they will even issue you a new card number to ensure your account isn’t compromised.

You don’t have to contact customer service for credit line increases. Your account will be reported monthly to Consumer Reporting Agencies. As you become eligible for credit line increases, you will be approved without having to do anything. You will be able to experience increases for as much as 25% of your total credit line. This gives you more buying power to enjoy as an emergency fund, for travel or for general convenience.

Questions about your account can be handled by contacting customer service. You have two ways of reaching out: by calling a toll free number or emailing customer service through the website. Depending on how quickly you need a response, both options are available to you. If you have a question about a transaction, want details on your account or just want to voice a concern, friendly customer representatives are standing by to help you. Online account management is also available, for a monthly fee. This gives you online access to your account balance, past transactions and more. You can also pay your bill online to avoid the cost of a postage stamp.

When you’re ready to own a real credit card, the application process is simple. Have the ability to purchase what you want anywhere you go. Online account management and other features are available as soon as you become a cardholder.

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About Author

Casey is a seasoned writer in personal finance. He has written a number of articles that have been published in magazines and blogs around the country. His advice has helped millions make better choices about how they save their money.


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CREDIT DAD is an independent, advertising-supported website. Many debit cards, credit cards and other financial offers that appear here are from companies from which CREDIT DAD Websites receive compensation. This compensation may impact how and where products appear on this website (including, for example, the order in which they appear). CREDIT DAD Websites do not include all card offers in the marketplace.

Advertiser Disclosure

CREDIT DAD is an independent, advertising-supported website. Many debit cards, credit cards and other financial offers that appear here are from companies from which CREDIT DAD Websites receive compensation. This compensation may impact how and where products appear on this website (including, for example, the order in which they appear). CREDIT DAD Websites do not include all card offers in the marketplace.