Gold has seen five months of decline, which is not the first time that gold has seen such a drop, so this is not necessarily…
Author: Ginger Gillenwater
Ginger Gillenwater
Ginger has over a decade of experience in the area of personal finance. She has provided informative content and advice on a number of finance-related topics to individuals in the U.S. and Europe. She is able to do this because of her personal and professional experience, which includes work in the financial sector and 10 years in tax preparation. She resides in Ohio with her husband and three children.
It is never too late to start a business and many baby boomers have realized this. Despite times when economic conditions are not the greatest,…
It can be very frightening to find out you are being audited by the IRS. Immediately, you begin fearing the worst because the end result…
As the waistlines of Americans expand, costs soar. It is said that the obesity epidemic in America is costing nearly $190 billion annually, which lies…
When 2033 comes around, the Social Security Trust Fund will start paying out three-quarters of scheduled benefits to recipients. By paying out three-quarters, the program…
Insiders buy the stocks they do because they have information that indicates the stock is going to increase in value. They know they are going…
Home price improvement is something that is occurring very slowly right now, as foreclosure backlogs processing is causing an extreme delay that could have an…
When buying shares within an index fund instead of buying mutual fund shares, there is not a lot of research that needs to be done…
If you know you owe taxes to the IRS, one of the most dreaded moments is when the last few details go into the tax…
Being able to effectively manage money is something that a lot of people struggle with and why so many individuals live paycheck-to-paycheck. No, it isn’t…
Take the reins of your financial journey with our comprehensive guide on optimal credit card usage. Master the art of responsible spending, understand the potential pitfalls, and learn how to utilize your credit card to its fullest potential. Establish a solid credit history, enhance your credit score, and move confidently towards your financial goals.
In September 2012, the U.S. Department of Education released data showing that 13.4% of students defaulted on their federal student loans within the first three…
Investing in a mutual fund can be a wise investment decision, if it is a decision you make on your own. When you decide to…
Proposals have been made and they have been rejected as the fiscal cliff approaches. The central issue that is dividing Republicans and Democrats? It is…
Many individuals in the U.S. are in a position in which they must choose between saving money for their own good and not contributing to…
Being an investor is a challenging endeavor, but it is one that harbors great rewards. Nonetheless, there is a lot of anxiety involved and this…
There are some Americans that are more prepared for retirement than others, some that are more prepared than they think they are, and others that…
Are you looking to start a mortgage refinance? If you are, then you may have a little difficulty getting anyone on the phone. This is…