No Annual Fee Credit Cards Canada

If you feel high credit cards annual fees have a way of rubbing off on your hard-earned cash, here are a number of credit cards Canada that will charge zero annual fees throughout your card membership. Credit cards mentioned below are aimed strictly at the Canadian market.

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8 Offers.
  • 1.95% Balance Transfer promo for 6 months (with a 1% fee)
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
1.95%*6 months on BT* 19.95% *$0*Good*
total votes: 7
  • 7.99% introductory interest rate on purchases for the first 6 months (19.99% after that)◊
  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
7.99%*6 months* 19.99% *$0*Good*
total votes: 1
  • 7.99% introductory interest rate on purchases for the first 6 months†
  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
7.99%*6 months* 19.99% *$0*Good*
total votes: 21
  • 3.99% introductory interest rate on balance transfers for the first 6 months (16.99% after that)◊
  • A great low rate with no annual fee
  • Pay down balances faster
  • Simplify your monthly payments
  • Rates, fees, and other information are effective as of the date published. Subject to change.
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
3.99%*6 months on BT* 16.99% *$0*Good*
total votes: 16
  • Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months◊
  • Earn one Scotia Rewards point on all eligible everyday purchases
  • Flexible Point Redemption
  • Rates, fees and other information are effective as of the publication date. Subject to change.
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
N/A*N/A* 19.99% (Variable)*$0*Good*
total votes: 16
  • Receive 15,000 bonus More Rewards points when you make your first purchase in 2 months◊
  • Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
  • Earn 4 points for every $1 on other purchases everywhere else
  • There's no limit to the number of points you can earn
  • Rates, fees and other information are effective as of the publication date. Subject to change.
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
N/A*N/A* 19.99% *$0*Good*
total votes: 17
  • Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • No earning or redemption caps
  • Rates, fees and other information are effective as the publishing date. Subject to change.
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
N/A*N/A* 17.99% *$0*Good*
total votes: 1
  • Earn 2,000 bonus points with your first $500 in everyday purchases in first 3 months†
  • Earn 1 SCENE point for every $1 you spend on credit card purchases
  • Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com
  • Rates, fees and other information are effective as of date published. Subject to change.
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
N/A*N/A* 19.99% *$0*Good*
total votes: 19
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