Explore the hidden dangers of accumulating airline miles and hotel points indefinitely. This piece reveals why promptly utilizing your rewards, rather than hoarding them, ensures you get the most out of every point earned, navigating through the risks to unlock the true value of loyalty programs.
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Only one-third of Americans have credit scores higher than 680; the rest fall somewhere below that magic number, according to Experian. A new report, though, raises a lot of questions as to why the housing and real estate markets are doing so well. Turns out, prime mortgages are being denied for 90% of all applicants. That’s huge – and while this is applicable only for prime mortgages – reserved for those with scores higher than 780, the fact that two-thirds of Americans have scores below 680 (which is what’s required for most mortgages) raises the question: who’s driving these improvements…
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May saw Medicare finances getting a boost, but the long-term outlook for Social Security did not change. This means it is still scheduled to be empty in 2033. As for Medicare, it took a two year jump in the forecast from 2024 when the hospital insurance fund would run dry…
Do you want to see your credit card balances vanish? The only way to do it is simple in process, but not in practice: Stop using them and begin paying them down. However you choose to do it, using the snowball process which starts with the lowest balance and works…
The anti-credit card movement led by thought leaders like Dave Ramsey and Suze Orman talks of the risks and dangers of using credit cards. While some of their points have merit — using a credit card can be risky in inexperienced hands — they miss the positives of responsible credit card…
Everyone loves obtaining rewards, especially for activities they have to perform in any case. Retail stores use this behavior to increase customer loyalty. This becomes important because every locality that retail stores cater to is now targeted by more than one department store, grocery, drug store, and other retail outlets.…
To have a strong financial solution, you must make good financial decisions. The moment a bad decision is made, plans can become easily derailed and that can cause a lot of heartache and confusion. Currently, many people are making poor financial decisions and most of them are under the age…
If you’re a parent, there is a lot of pressure out there to prepare for your child’s future. Many of us start thinking about college savings accounts the day our child is born. But for many of us, the compulsion to save up for college is coming at the expense…
Eating fresh, healthy foods is one of the best things you can do your body. Not only can you lose weight, you can help prolong your life. Unfortunately, eating healthy comes with a higher price tag. Fresh fruits and veggies will cost more than packaged convenience food, and organic is…
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