Explore the hidden dangers of accumulating airline miles and hotel points indefinitely. This piece reveals why promptly utilizing your rewards, rather than hoarding them, ensures you get the most out of every point earned, navigating through the risks to unlock the true value of loyalty programs.
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Drowning in debt? Too much month left at the end of the money? You can leverage grace periods and prioritize bills so you can stretch your money without hurting your credit score and really start to see your credit card balances drop. Any action to get out of debt should begin with a plan. You can strategize in one of two ways: Ideally, you can start eliminating debt by consolidating your debt into just a few credit cards, and then pay off the lowest balance and highest interest card first. Restructuring your debt doesn’t always work out that way, though.…
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To have a strong financial solution, you must make good financial decisions. The moment a bad decision is made, plans can become easily derailed and that can cause a lot of heartache and confusion. Currently, many people are making poor financial decisions and most of them are under the age…
If you’re a parent, there is a lot of pressure out there to prepare for your child’s future. Many of us start thinking about college savings accounts the day our child is born. But for many of us, the compulsion to save up for college is coming at the expense…
Eating fresh, healthy foods is one of the best things you can do your body. Not only can you lose weight, you can help prolong your life. Unfortunately, eating healthy comes with a higher price tag. Fresh fruits and veggies will cost more than packaged convenience food, and organic is…
Homeowners are always looking for ways to save on their home insurance. Unfortunately, most homeowners stop at the smoke detector or a security system. Some even think the multiline discount they receive from insuring their home and vehicle with the same company is enough. The fact is that they aren’t…
The Federal Reserve has been using a set of monetary strategies called quantitative easing (QE) to artificially keep interest rates extremely low across the entire United States economy. Interest rates on savings accounts, auto loans, and mortgages have been pushed down to historic lows. The average interest rate for a…
With summer vacations about to start soon, most people are likely to be planning a trip to Disneyland, a beach somewhere, a new city to explore, an out-of-state or international location to help the family bond and relax. Additionally, traveling can be a learning experience as well. However, even traveling…
It happens to the best of us. You buy a few things here and a few more there, and next thing you know… you are way over your monthly budget. Since there’s nothing you can do now, you can try to remedy the situation by making sure you spend less…
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