Do you want to see your credit card balances vanish? The only way to do it is simple in process, but not in practice: Stop using them and begin paying them down. However you choose to do it, using the snowball process which starts with the lowest balance and works…

The anti-credit card movement led by thought leaders like Dave Ramsey and Suze Orman talks of the risks and dangers of using credit cards. While some of their points have merit — using a credit card can be risky in inexperienced hands — they miss the positives of responsible credit card…

Everyone loves obtaining rewards, especially for activities they have to perform in any case. Retail stores use this behavior to increase customer loyalty. This becomes important because every locality that retail stores cater to is now targeted by more than one department store, grocery, drug store, and other retail outlets.…

To have a strong financial solution, you must make good financial decisions. The moment a bad decision is made, plans can become easily derailed and that can cause a lot of heartache and confusion. Currently, many people are making poor financial decisions and most of them are under the age…

If you’re a parent, there is a lot of pressure out there to prepare for your child’s future. Many of us start thinking about college savings accounts the day our child is born. But for many of us, the compulsion to save up for college is coming at the expense…

Eating fresh, healthy foods is one of the best things you can do your body. Not only can you lose weight, you can help prolong your life. Unfortunately, eating healthy comes with a higher price tag. Fresh fruits and veggies will cost more than packaged convenience food, and organic is…

Homeowners are always looking for ways to save on their home insurance. Unfortunately, most homeowners stop at the smoke detector or a security system. Some even think the multiline discount they receive from insuring their home and vehicle with the same company is enough. The fact is that they aren’t…