Author: Kevin Mulligan

Having a mortgage balance is something you get used to. You signed up for 15 or 30 years of payments, after all. If you stick…

New Year’s Resolutions are just around the corner. Another year has flown by, and with it the chance to make a big impact on your…

Ever felt the pull of living a rockstar life or the pressure to save every penny? Dive into the balance of delayed gratification and its potent role in building true wealth.

Getting into debt often feels like the result of unfair circumstance. A bad turn here, an unlucky land of the dice there, and before we…

It isn’t even November yet and for several weeks stores of all kinds have been setting out festive Christmas wares to prime the pumps for…

Debt consolidation firms, balance transfer credit card offers, cash out refinancing offers, and payday lenders all want to convince you of one thing: you can…

Getting your debt payoff plan kicked off can take a while as you slowly chip away at your balances with what little money you have…

Taking on debt of any kind, including student loans, is usually a terrible idea. You’re paying interest for something you couldn’t afford to pay cash…

One of the major problems leading to the housing bust a few years ago was the idea that everyone deserved a home, even if they…

Use the same debt set and payment budget to compare the methods fairly. An original checked example shows interest cost, first payoff and the limits of each strategy.

Build a bill calendar, reserve the money and verify the first payment. A checked cash-flow example shows why autopay still needs attention.

A common complaint among recent graduates that is trumpeted in the media is that getting a college degree now requires thousands upon thousands of dollars in…

Buying a home of your own is a fantastic feeling. A place of your own, a place to put down roots, and finally someplace you…