Browsing: Credit Card Mastery
Understand credit card statements, interest, fees and rewards. Find practical guides to choosing and using a card, including money lessons for families.
Start here: Teach kids about credit · Debt repayment
We all know what to look for when we’re shopping for the best credit card offers, but how many of us know how to avoid…
As CreditDad.com readers know, I’m a big fan of using credit responsibly. This can include using credit cards for your holiday shopping. In fact, you…
More than 80 percent of average American households have at least one credit card. Studies show that most credit card users tend to carry at…
It seems like an easy choice: to buy or decline insurance offered via your credit card company. With so many still reeling from the recession…
Statistics show that consumer credit card spending is down. This might appear to be a good thing, but consumers could be missing out on many…
Check your exact card’s purchase protection before a large purchase. Compare coverage limits, keep the right records and distinguish claims from billing disputes.
A credit card is optional, but payment access still needs a plan. Compare daily bills, travel deposits, reported credit history and emergency savings without rewards hype.
Zero interest is not the same as zero cost. Compare the offer type, fees, eligibility and a realistic payment target before applying.
Compare a prepaid card with bank debit and secured credit using real monthly-use costs, registration, lost-card steps and protection limits.
A merchant hold, a card lock and an issuer restriction are different. Use a hotel example and practical questions to find out what is affecting your card.
Everyone probably agrees that credit cards are convenient and secure but many people are not aware of some of the extended benefits that credit cards…