There was time when our biggest concerns, especially if our credit was less than ideal, was convincing a loan officer at the bank to take a chance on us by approving a loan application. That’s…

Many people purchased a home over the last five or ten years, and with the sluggish economy still distressingly slow and the housing market moving even slower, it’s hard to know when a good time…

Since 2008, many people have faced horrible debt decisions. They have walked away from foreclosed homes. They have broken leases and abandoned credit card debt. They may build large amounts of high-interest loan debt, but…

Most of us know that excessive debt is bad. If we’re struggling with debt, or don’t have three to six months living expenses saved in liquid assets that we can use in an emergency, we…

There’s a lot of hype about organic food, and for good reason. Organic produce is grown with fewer pesticides and contains higher amounts of nutrients and antioxidants. Organic meat means better conditions for the livestock…

We hear any number of instructions and tips for repairing or correcting your credit score. We tout the importance of a good credit score. But do you really even need a credit score? The answer…

Are you looking to start a mortgage refinance? If you are, then you may have a little difficulty getting anyone on the phone. This is mainly because loan officer telephones are ringing off the hook…