One of the major problems leading to the housing bust a few years ago was the idea that everyone deserved a home, even if they couldn’t really afford it. This myth was further propagated by cheap…

Living from paycheck-to-paycheck can be excruciating because the money usually runs out long before getting paid again. This means there is no cash available to handle those unexpected emergencies or enough money to make that…

Statistics show that consumer credit card spending is down. This might appear to be a good thing, but consumers could be missing out on many of the better benefits credit cards offer by abstaining from…

It seems like an easy choice: to buy or decline insurance offered via your credit card company. With so many still reeling from the recession and more recent economic problems, the logical mindset is to…

Taking on debt of any kind, including student loans, is usually a terrible idea. You’re paying interest for something you couldn’t afford to pay cash for. But if there were ever a type of debt…

Let’s establish something right away – if you have kids, you need life insurance. Even if you don’t have children, you should have some sort of small life insurance policy to cover the cost of…

Most people know that the best way to control their finances is to establish and maintain a budget. If you do not, however, you may be surprised how much of your money slips through your…