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It has been said time and time again that we are in the worst economic mess since the 1930s and that we have quite the problematic future. A number of experts will associate this uncertain future to the loose monetary policy of the Federal Reserve. They have been engaging in purchases of bonds and quantitative easing, which is causing the interest rates to sit at a record low. These low interest rates have investors taking extreme risks so they can achieve the higher yields that they need to succeed. As it stands, the Fed is spending upward of $85 billion…

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The average American saves approximately 4.2% of their income, but there are some individuals who are able to put away much more than that because they live ultra frugal lifestyles. In fact, they manage to save approximately half of their take-home pay. While this may involve some rather extreme strategies,…

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When you’re single, you can live a lifestyle that doesn’t require much insurance. You might arrange to have some health coverage and the minimum required for your car to run legally, and then you can call it a day. It’s amazing what happens though once you have children. With children…

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The bond market has been a topic of conversation in recent times in that it is slated to crash. In fact, master investors have been advising other investors to not own bonds and, if they do own them, it may be wise for them to move away from them. Investors…

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Are you a high school senior wondering how you’re going to pay for school next year? Or maybe you’re a working adult thinking about going back to school to earn your degree and potentially advance your career. Especially if you’re a high school student, you may have heard this: A…

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