When you enter into a relationship, you share good times and memories. Unfortunately, you also share finances. When you are in a relationship, having a joint budget will allow you to save money and work toward your future together. Getting together and creating a working budget that you both agree…

It has been said time and time again that we are in the worst economic mess since the 1930s and that we have quite the problematic future. A number of experts will associate this uncertain future to the loose monetary policy of the Federal Reserve. They have been engaging in…

The story of The Millionaire Next Door is a familiar one to most personal finance readers. The premise of the book is an exploration of real-life millionaires who live a comfortable middle class existence. The number one brand of watch among millionaires is a Seiko and one-half of the U.S.’s…

There are always two sides to every coin. While the business fraternity may exalt that the American economy is taking small and uncertain strides towards the slowest recovery in the history of America because of job killing regulations and because consumers are spending a little more, there is another group…

Millions of American consumers realized over the past few years just how difficult it is to live with a lower credit score. Even those who had enjoyed the perks that come with high scores, such as options in which credit cards they apply for, may live in a new reality…

It is becoming more and more common for adult children to move back home after trying their hand at living on their own. As the parent, you are forced to face the reality of either supporting your grown child or exercising some tough love and making them pitch in with…

A hot topic among the working class is how much retirement income they are going to need once they retire. While this issue may not lay on the mind of a young worker, it does as some get closer to retirement age. Being that people live many years longer after…