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Browse Credit Dad articles about credit, debt, banking, budgeting and family money. Find clear explanations and practical examples for everyday decisions.
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There’s a lot of hype about organic food, and for good reason. Organic produce is grown with fewer pesticides and contains higher amounts of nutrients…
Most of us know that excessive debt is bad. If we’re struggling with debt, or don’t have three to six months living expenses saved in…
Match your statement and transaction record using a checked example. Track outstanding items without treating the bank’s displayed balance as money free to spend.
In September 2012, the U.S. Department of Education released data showing that 13.4% of students defaulted on their federal student loans within the first three…
There was time when our biggest concerns, especially if our credit was less than ideal, was convincing a loan officer at the bank to take…
Choose from 11 financial Christmas gifts for children, including savings jars, books, games and parent-coordinated account contributions. Match the gift to the child’s age, interests and family plans.
It’s the middle of December and you probably have either finished your Christmas shopping or are still in the midst of it. Either way, you…
Millions of Americans are still suffering from the credit crunch, facing high debt and unable to pay it off at interest rates of 27.99 %…
Investing in a mutual fund can be a wise investment decision, if it is a decision you make on your own. When you decide to…
Having a mortgage balance is something you get used to. You signed up for 15 or 30 years of payments, after all. If you stick…
We’ve known for decades – generations probably – that men and women see money and its purposes very differently. And if you’re still not quite…
For over a year we’ve heard periodically that it’s finally time to buy! The real estate market has hit the bottom and property values are going up!…
Many folks were surprised when, three years ago, the country’s biggest and most recognized names in the financial sector, Fannie Mae and Freddie Mac, announced…
The Cost of Christmas Christmas is a time of joy, togetherness, and mellow fruitfulness. It is a time to forget the difficulties of life and…
Have you ever felt as though you just have too much stuff? Or that you are wasting your hard earned money on useless things? Then…
Proposals have been made and they have been rejected as the fiscal cliff approaches. The central issue that is dividing Republicans and Democrats? It is…
Veterans and their families face different types of financial problems compared to others. Even though veterans are entitled to myriads of advantages that are inaccessible…
Many individuals in the U.S. are in a position in which they must choose between saving money for their own good and not contributing to…

