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First Progress Select Mastercard® Secured Credit Card

Last Updated on April 16, 2026 Credit Needed: Bad Credit OK*

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Earn Up To 10% Cash Back on everyday shopping with your First Progress Card, plus another 1% back on payments!^^
Apply with no impact to your credit!²
The first step to rebuilding your credit starts with just $200!¹
Choose the First Progress Select Card for a lower annual fee!
All credit types welcome to apply!
Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
²We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
*See Important Disclosures for complete offer details

First Progress Select Mastercard® Secured Credit Card Apply

Card Issued by Other Issuers

The First Progress Select Mastercard® Secured Credit Card Review

Card Reviewed by Credit Dad Card Issued by Other Issuers

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A secured credit card is a nifty, convenient financial tool that can help people who may be struggling to establish credit or recovering from credit issues. It is just like a prepaid debit card in that you must deposit before you can start spending. However, unlike with a traditional credit card, you do not have to keep making deposits to spend. The deposit you make serves as collateral against your account in case of a default. This is precisely how the First Progress Platinum Select Mastercard Secured credit card works. After you make your deposit, you will be able to take advantage of regular credit card benefits like buying things at the store or online and getting cash advances. Of course, along with these benefits, you will also face penalties, processing fees, maintenance charges, and variable interest rates on the balance, all common to traditional credit cards.

The First Progress Select Mastercard® Secured Credit Card Details

This card is	The Secured Consumer card
Card Details	- Network: Mastercard® - Issuer: Other Issuers - Type: Cards for Bad Credit, Guaranteed Approval, No Credit / New to Credit, Building Credit, Apply by Phone
Rate this Card!	total votes: 188
Rewards Unit	Cash
Rewards	Up To 10% Cash Back on everyday shopping 1% back on payments
Annual Fee	$39*
Credit Needed	Bad Credit OK*
Credit Reporting	Yes*
Intro APR (%)	N/A
Intro Period	N/A
Regular APR (%)	17.49% (Variable)*
Grace Period	25 Days*
Fees	- Late payment fee: $41 - Foreign Transaction Fee: 3% - Returned Payment: up to $30.00 - Credit Line: Minimum refundable deposit of $200.00 up to $2,000.00*

Other Benefits

*See Terms and Conditions

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*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.

The First Progress Select Mastercard® Secured Credit Card Review

The First Progress Select Mastercard® Secured Credit Card Details

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