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First Progress Prestige Mastercard® Secured Credit Card

Last Updated on January 29, 2026 Credit Needed: Bad Credit OK*

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Turn Your Tax Refund into a Credit Building Opportunity in 2026!Â¹ Make Everyday Purchases = Get Rewarded. Make Payments = Get Rewarded.^^
Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
Apply with no impact to your credit!*
Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.Â¹
All credit types welcome to apply!
Â¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
*We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
*See Important Disclosures for complete offer details

First Progress Prestige Mastercard® Secured Credit Card Apply

Card Issued by Synovus Bank

The First Progress Prestige Mastercard® Secured Credit Card Review

Card Reviewed by Credit Dad Card Issued by Synovus Bank

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This card is	The Secured Consumer card
Card Details	- Network: Mastercard® - Issuer: Synovus Bank - Type: Cards for Bad Credit, Low Interest Rate, Building Credit, Damaged Credit, New to Credit, Apply by Phone
Rate this Card!	total votes: 26
Rewards Unit	Cash
Rewards	Up To 10% Cash Back at select merchants 1% back when you make payments
Annual Fee	$49*
Credit Needed	Bad Credit OK*
Credit Reporting	Yes*
Intro APR (%)	N/A
Intro Period	N/A
Regular APR (%)	13.49% (Variable)*
Grace Period	25 Days*
Fees	- Late payment fee: $41 - Foreign Transaction Fee: 3% - Returned Payment: Up to $30.00

Other Benefits

*See Terms and Conditions

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at Synovus Bank's secure site.

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.