• 7-day Risk-Free Trial - Cancel anytime
  • $750 Unsecured Credit Limit
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK
Freedom Gold Merchandise Credit Freedom Gold Merchandise Credit Apply Now
Card Issued by Horizon Card Services

The Freedom Gold Merchandise Credit Review

The Freedom Gold card is a shopping card that gives its members more than just the opportunity to shop. It also gives the opportunity to save money on services and purchases that would normally be quite expensive. For instance, for a small monthly fee, cardholders receive the ability to monitor their credit report through My Privacy Protection, can receive prescription discounts through My Universal Rx, can receive roadside assistance through My Roadside Protection, obtain legal assistance through My Legal Assistance, and receive discounts on various services and items through Courtesy Programs like My Fuel Savings. In addition to the small monthly membership fee, members are charged processing and shipping and handling fees with purchases, but there is no APR. These very small fees are all that is charged, making it competitive against cards that do have APRs. The credit limit is generous and unsecured. You do have the option to ask for more money if you need it, but the minimum amount is instant to those who qualify. As long as the qualifications are met, then the applicant is instant approval.

The Freedom Gold Merchandise Credit Details

This card is The Stored Value Consumer card
Card Details
  • - Network: Other Networks
  • - Issuer: Horizon Card Services
  • - Type: Cards for Bad Credit, Shopping, Unsecured, No Credit / New to Credit, Building Credit, Damaged Credit, No Credit Check, Instant Credit
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total votes: 56
Annual Fee See Terms*
Credit Needed Bad Credit OK*
Credit Reporting Yes*
Intro APR (%) N/A
Intro Period N/A
Regular APR (%) 0.00% (Fixed)*
Grace Period None*
  • - Account activation fee: $0
  • - Monthly membership fee: $14.77
  • - See website for Details*
Special Notes This card is NOT a credit card but a shopping card.

Other Benefits

    *See Terms and Conditions of the card for other benefits

at Horizon Card Services's secure site.

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.