Upgrade Cash Rewards Visa®
The Upgrade combines the flexibility of a credit card with the low-cost predictability of a personal loan. Credit lines range from $500 to $25,000, and some consumers may qualify for up to $50,000. Regular Purchase APR ranges between 14.99% - 29.99%. Attractive to consumers looking for a smarter way to use credit: from those looking to build credit or to established prime consumers looking to make major purchases.
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- 1.5% unlimited cash back on every purchase
- No annual fee
- See if you qualify in seconds with no impact to your credit score
- Combine the flexibility of a card with the predictability of a personal loan
- Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more
- Up to 10% cash back from your favorite brands with Upgrade Shopping
- Contactless payments with Apple Pay® and Google Wallet™
- Mobile app to access your account anytime, anywhere
- Use your card anywhere Visa is accepted
- Relax knowing that you are protected in case of unauthorized transactions with Visa's Zero Liability Policy
The Upgrade Cash Rewards Visa® Review
| This card is | The Premium Consumer card |
| Card Details |
|
| Rate this Card! |
total votes: 14
|
| Rewards Bonus | $200 bonus rewards |
| Rewards Unit | Cash |
| Rewards |
|
| Annual Fee | $0* |
| Credit Needed | Fair* |
| Credit Reporting | Yes* |
| Intro APR (%) | N/A |
| Intro Period | N/A |
| Regular APR (%) | 14.99% - 29.99% * |
| Grace Period | N/A |
| Fees |
|
| Special Notes | *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers. **Not available in DC, IA, WV, WI, GA, MA ***Checking your credit line is free and won't impact your score! ****Accept your loan offer, and your funds will be sent to your bank or designated account within one (1) business day after the necessary verifications have been cleared. The funds' availability depends on how quickly your bank processes the transaction. Funds should be available from approval within four (4) business days. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor. |
Other Benefits
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*See Terms and Conditions for other benefits
at Cross River Bank's secure site.
*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.
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