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It’s true – there is such a thing as “debtors prison” and while most Americans will never be sentenced to jail for an inability to…

A credit card is optional, but payment access still needs a plan. Compare daily bills, travel deposits, reported credit history and emergency savings without rewards hype.

Build a bill calendar, reserve the money and verify the first payment. A checked cash-flow example shows why autopay still needs attention.

Before you buy a home you should make a list of important attributes that ensure you get the most for your money. This is more…

Zero interest is not the same as zero cost. Compare the offer type, fees, eligibility and a realistic payment target before applying.

Compare a prepaid card with bank debit and secured credit using real monthly-use costs, registration, lost-card steps and protection limits.

A common complaint among recent graduates that is trumpeted in the media is that getting a college degree now requires thousands upon thousands of dollars in…

Learn five low-tech ways personal information can be stolen, how to reduce exposure, and what to do when a card, document, or account looks wrong.

Buying a home of your own is a fantastic feeling. A place of your own, a place to put down roots, and finally someplace you…

Each week, we seek to find relevant information that consumers can use in their everyday lives. Our goal is to provide accurate facts that perhaps…

I’m a “live-life-to-the-fullest” kind of person. Most of my regrets come from things I wish I had done, rather than things I’ve actually done. The…

A merchant hold, a card lock and an issuer restriction are different. Use a hotel example and practical questions to find out what is affecting your card.

Everyone probably agrees that credit cards are convenient and secure but many people are not aware of some of the extended benefits that credit cards…