Browsing: Guides
Find Credit Dad guides to credit cards, debt, budgeting, identity protection and housing costs. Choose a money question and work through the choices.
Start here: Personal finance basics · Debt management · Identity protection
Debt consolidation firms, balance transfer credit card offers, cash out refinancing offers, and payday lenders all want to convince you of one thing: you can…
Help a child choose one savings goal, see progress and build a repeatable routine with eight practical activities and a clearly capped family-match example.
Start with the notice, not a rushed payment. Verify the account, preserve deadlines and use a simple worksheet to compare an affordable arrangement.
More than 80 percent of average American households have at least one credit card. Studies show that most credit card users tend to carry at…
Getting your debt payoff plan kicked off can take a while as you slowly chip away at your balances with what little money you have…
$40,000 per year. $50,000 per year. The price of college seems to keep escalating, but are these sticker prices what we should really expect to…
Taking on debt of any kind, including student loans, is usually a terrible idea. You’re paying interest for something you couldn’t afford to pay cash…
It seems like an easy choice: to buy or decline insurance offered via your credit card company. With so many still reeling from the recession…
Statistics show that consumer credit card spending is down. This might appear to be a good thing, but consumers could be missing out on many…
One of the major problems leading to the housing bust a few years ago was the idea that everyone deserved a home, even if they…
Who stays in a house for thirty years? Your grandparents might have done exactly that. It’s possible your parents might be in their home still…
Bankruptcy is a very real possibility for anyone who may be overwhelmed by their finances. If this becomes a reality for you, there are 6…
Buying a home costs quite a bit of money. In fact, many people rent to save money. But does renting really save you cash in…
Check your exact card’s purchase protection before a large purchase. Compare coverage limits, keep the right records and distinguish claims from billing disputes.
If you have spent countless hours on the phone with your bank over your delinquent mortgage, odds are, you’ve resigned yourself to the very real…
Use the same debt set and payment budget to compare the methods fairly. An original checked example shows interest cost, first payoff and the limits of each strategy.
Not every mortgage is created the same and your options may not be as limited as you think. As someone looking for a mortgage loan…
Set an affordable allowance with clear responsibilities, a one-page agreement and a four-week spending and saving example your family can adjust.