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Find Credit Dad guides to credit cards, debt, budgeting, identity protection and housing costs. Choose a money question and work through the choices.
Start here: Personal finance basics · Debt management · Identity protection
Use small real choices, a visible goal and short family check-ins to help a child practice earning, saving, spending and reviewing money decisions.
As the housing market begins to improve in earnest, it’s becoming increasingly worthwhile to invest in your home. Of course not every home improvement project…
A denied card application should lead to evidence, not guesswork. Use the adverse action notice and credit report to identify the real reason and plan the next step.
Review all three credit reports, recognize possible fraud, separate identity theft from reporting errors, and use the right dispute, alert, or freeze process.
Did you read that title twice? Did you wonder, “What are they thinking? This is a personal finance blog; of course I want to think…
Credit cards have burned a lot of people over the years. Interest paid, one late payment leading to astronomical rates, debts that have taken years…
In these financially turbulent times, it is indeed hard to bring home a paycheck that lets you comfortably pay your bills, meet the family’s healthcare…
Home price improvement is something that is occurring very slowly right now, as foreclosure backlogs processing is causing an extreme delay that could have an…
America citizens rode the fiscal cliff train (with Congress as conductor) all the way to the edge of the cliff. Technically we were a day…
Have you ever had a credit card canceled, not for non-payment or going over your limit, but because you didn’t use the card? It can…
It’s 2013! We’ve survived the end of the Mayan calendar, we’re past the worst of the Fiscal Cliff, and we’ve all gone back to work after some…
Six practical scripts help parents answer questions about spending, family limits and income differences while keeping adult financial responsibility with adults.
Take the reins of your financial journey with our comprehensive guide on optimal credit card usage. Master the art of responsible spending, understand the potential pitfalls, and learn how to utilize your credit card to its fullest potential. Establish a solid credit history, enhance your credit score, and move confidently towards your financial goals.
A recent survey suggests that despite current economic turmoil, UK citizens are more likely to spend money using credit cards than they are to saving…
Most of us know that excessive debt is bad. If we’re struggling with debt, or don’t have three to six months living expenses saved in…
A lower rate helps only when the full cost and payment plan work. Compare the same debt and monthly budget before transferring a balance.
Since 2008, many people have faced horrible debt decisions. They have walked away from foreclosed homes. They have broken leases and abandoned credit card debt.…
The stockings are empty. The presents are opened. Christmas is over. But the time to tackle your holiday debt has just begun. Every year, many…