The Federal Reserve has been using a set of monetary strategies called quantitative easing (QE) to artificially keep interest rates extremely low across the entire United States economy. Interest rates on savings accounts, auto loans, and mortgages have been pushed down to historic lows. The average interest rate for a…

With summer vacations about to start soon, most people are likely to be planning a trip to Disneyland, a beach somewhere, a new city to explore, an out-of-state or international location to help the family bond and relax. Additionally, traveling can be a learning experience as well. However, even traveling…

Drowning in debt? Too much month left at the end of the money? You can leverage grace periods and prioritize bills so you can stretch your money without hurting your credit score and really start to see your credit card balances drop. Any action to get out of debt should…

It happens to the best of us. You buy a few things here and a few more there, and next thing you know… you are way over your monthly budget. Since there’s nothing you can do now, you can try to remedy the situation by making sure you spend less…

Copper is an industrial metal and it has value, which means people actually invest in it. However, by the end of April 2013, copper had seen its steepest fall since the previous May. There are a number of reasons why copper has seen this fall, making it evident that it…

Only one-third of Americans have credit scores higher than 680; the rest fall somewhere below that magic number, according to Experian. A new report, though, raises a lot of questions as to why the housing and real estate markets are doing so well. Turns out, prime mortgages are being denied…

Credit card debt feels impossible to rescue yourself from. High interest rates, low minimum payments, and the ability to spend up to your credit limit all lead to large expensive debt loads. The minimum payment is designed to simply keep you from going completely under; if you pay just the…