TOP 5 – Best Credit Cards for Mar, 2023

Now that 2023 is started, it’s a great time to take a look back at the strongest credit card offers we saw. A look back can help us know what to prepare for in the coming year while also help us plan for better financial choices.

Editor’s Choice

Group One Platinum Card

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• 7 Days Free trial
• $750 Credit* Line upon approval
• No Credit Check
• No Employment Check
• Fast Online Application
• Bad Credit accepted
• IMPORTANT: Must have an Active Debit Card or Credit Card to qualify.
• * Credit usable only at the Horizon Outlet website

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed	Rate this Card
N/A*	N/A*	0.00% (Fixed)*	See Terms*	Accepts All*	total votes: 1211

2023 is the year of the generous rewards credit card offers. Finding the one that rises above was challenging; still, there was one card that brought with it a bit of everything: great rewards, no annual fee and low cash advance fees. This choice was also ranked high in consumer satisfaction as well as a favorite among economists.

4 More Top Credit Cards for 2023

Buy On Trust Lending

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• Get up to a $5,000.00 Credit
• Your Approval is Instant*
• No Credit Checks and No Turndowns!
• Buy on Trust Now. Pay Later!
• Get All TOP Brands: Apple, Sony, Samsung, LG, Dell, and more
• Same Day Pickup at BestBuy
• Available Nationwide (Except MN, NJ, WI & WY)
• Flexible Lease Options to Fit Your Budget

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed	Rate this Card
N/A*	N/A*	See Terms *	See Terms*	Accepts All*	total votes: 24

Next Millennium Catalog Shopping Card

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• Enjoy a $1,000 Credit Line!
• No Credit Checks & No Credit Turndowns!
• Buy Now... Pay Later!
• Low Monthly Payments!

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed	Rate this Card
N/A*	N/A*	0.00% (Fixed)*	0*	Accepts All*	total votes: 102

Till Visa® Debit Card for Kids

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• Build to raise smarter spenders
• No monthly fees
• Physical and virtual cards
• Quick gives and contributions
• Family money management tool
• No credit or employment verification to apply
• Till Visa Debit Card is issued by Coastal Community Bank, Member FDIC

Opening Min	App Fee	ATM Fee	Credit Reporting	Credit Needed	Rate this Card
0*	$0*	See Terms*	No*	Accepts All*	total votes: 22

Self - Credit Builder Account + Secured Visa® Card

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• Make at least 3 monthly payments on time, have $100 or more in savings progress in your Credit Builder Account, and be in good standing. Then, you'll be eligible for the Self Visa Credit Card*, without a hard credit check.
• Build credit and savings at the same time.
• Start with a Credit Builder Account* that reports monthly payments to all 3 major credit bureaus.
• At the end of your plan, unlock the savings you built; minus interest and fees.
• The Self Visa® Credit Card* is accepted at millions of locations in the U.S.
• *All Credit Builder Accounts made by Lead Bank, Member FDIC, Equal Housing Lender, Sunrise Banks, N.A. Member FDIC, Equal Housing Lender or SouthState Bank, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification. Individual borrowers must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval. All Certificates of Deposit (CD) are deposited in Lead Bank, Member FDIC, Sunrise Banks, N.A., Member FDIC or SouthState Bank, N.A., Member FDIC. The Self Visa® Credit Card is issued by Lead Bank, Member FDIC, Equal Housing Lender or SouthState Bank, N.A., Member FDIC, Equal Housing Lender. Individual results will vary. Visit self.inc for more details.

Intro APR	Intro Period	Regular APR	Annual Fee	Credit Needed	Rate this Card
N/A*	N/A*	See Terms *	0*	Accepts All*	total votes: 21

Of course, it’s always easy to approach a list like this with hindsight, but what we found so revealing is there are a few credit cards that consistently rank high while others easily – and quickly – fall to the wayside. There’s no doubt the competition among card issuers was intense this year and that will only continue into the new year as we all begin to hopefully put the past uncertainties of a weak economy behind us. As they say – out wit the old and in with the new.

Defining the Top Credit Cards of 2023

If there was anything that set this year apart, it’s the realization by many that not all credit card offers are created equal. In years past, consumers, as a whole, tended to find a credit card that met their general needs and then, without any further research, applied for, received and began to use their new cards. Now, though, we’re seeing more -and stronger – offers that have really changed the landscape as a whole. That’s most certainly a good thing for consumers.

The best credit card offers included extended 0% intro APRs, no annual fees, double and sometimes even triple rewards and, of course, ease of use. The interesting part is what one might believe is the best, there are those who disagree and have their own reasons why another credit card was a stronger choice. To be sure, all of the card companies – Discover, MasterCard, Visa and, of course, American Express really raised the far for themselves. There’s been a new wave of commitment to the their customers. So defining the best credit card offers? It’s simple: the best card offers are the ones that work well for the individual with no hidden fees, no difficulties in resolving problems and no complications when redeeming rewards.

Defining the Other Credit Cards

As many of these credit cards rose to the occasion, there were plenty that fell to the wayside and interestingly enough, it seems as though the celebrity-endorsed prepaid products really took a hit over the past year. Think about it – during the first couple of months of 2013, there was no shortage of celebrities who were touting the reasons why the prepaid products they put their signatures to were the best. Of course, we now know, that was hardly true. Instead, many abandoned those glossy cards in lieu of those with lower fee structures. The power of the consumer, right?

Also, there were a couple that made headlines for poor customer service and fees that had even us scratching our heads and wondering what these companies were thinking. Fortunately, consumers are better armed with information than ever before and any that would be labeled a bad credit product quickly disappeared from the headlines. That’s the way it’s supposed to be.

Just as each of us has our own “must have” credit card, we all have our own horror stories of those unethical cards, too.

Sum-up Best Cards for Mar, 2023  – Table

Conclusion

We’ve stressed that it comes down to our individual needs. There’s no better way to explain it than with the story about the mother and daughter who were planning a vacation together. The daughter, in her efforts of finding a better credit card that would provide benefits on her vacation, chose a hotel rewards card. She was sure it was the strongest choice since her family would be vacationing in several areas around the country. A few weeks later, she was talking to her mom who told her all about the cash rewards credit card she’d just been approved for. Her reasoning was that this would help her feel as though her entire vacation came with a cash rebate. Clearly, their two choices were very different – even if their vacations were the same.

Have you had any personal experience with Credit Card marked as Best Choice for 2023?