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Surge® Platinum Mastercard®

Last Updated on March 20, 2025 Credit Needed: Bad Credit OK*

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Up to $1,000 Initial Credit Limit
See if you PreQualify with No Impact to your Credit Score
Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
An unsecured credit card requires No Security Deposit
Perfect card for everyday purchases and unexpected expenses
Monthly reporting to the three major credit bureaus
Access to your Vantage 3.0 Score from Experian (when you sign up for estatements)
Use your card everywhere Mastercard is accepted at millions of locations
Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Surge® Platinum Mastercard® Apply

Card Issued by Celtic Bank

The Surge® Platinum Mastercard® Review

Card Reviewed by Credit Dad Card Issued by Celtic Bank

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Looking for better financial options? Sometimes the best opportunities are those with a simple, streamlined policy. A great Platinum credit card, strong security measures in place, low fees and great customer service. It doesn't get much better than that. We are proud to offer our latest Surge financial product, a Mastercard with a host of benefits designed with the consumer who also believes more is less. No worries about expirations or blackouts or surprise fees. This card offer brings it all to the table. This credit card offer comes with the backing of Mastercard, Continental Finance, and Celtic Bank - three powerful financial institutions that are working to make our finances much more affordable. Applying is easy and in most instances, you'll receive an answer right away. As always, we encourage customers to review the terms and conditions as well as the fee structures. See for yourself how we build a better credit card offer with fewer unnecessary distractions.

The Surge® Platinum Mastercard® Details

This card is	The Regular Consumer card
Card Details	- Network: Mastercard® - Issuer: Celtic Bank - Type: Cards for Bad Credit, Instant Decision, Starter, No Credit / New to Credit, Pre-Qualification
Rate this Card!	total votes: 18
Annual Fee	See Terms*
Credit Needed	Bad Credit OK*
Credit Reporting	Yes*
Intro APR (%)	N/A
Intro Period	N/A
Regular APR (%)	35.90% (Fixed)*
Grace Period	25 days*
Fees	- Cash advance fee: 3% - Late payment fee: See Terms - Late Payment Fee: Up to $41.00 - Return Payment Fee: Up to $41.00 - Annual Fee: from $75 to $125 - Monthly Maintenance Fee: Credit Limit of $300 or $500: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month) - Additional Card Fee: $30 (one time, if applicable) - Foreign Trans Fee: 3% of each transaction in U.S. dollars

Other Benefits

See website for other benefits

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at Celtic Bank's secure site.

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.

The Surge® Platinum Mastercard® Review

The Surge® Platinum Mastercard® Details

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