• Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types are welcome to apply!
  • Monthly Credit Score. Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of from $300 to $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you're PreQualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required
Surge® Platinum Mastercard® Surge® Platinum Mastercard® Apply
Card Issued by Celtic Bank

The Surge® Platinum Mastercard® Review



Looking for better financial options? Sometimes the best opportunities are those with a simple, streamlined policy. A great Platinum credit card, strong security measures in place, low fees and great customer service. It doesn't get much better than that. We are proud to offer our latest Surge financial product, a Mastercard with a host of benefits designed with the consumer who also believes more is less. No worries about expirations or blackouts or surprise fees. This card offer brings it all to the table. This credit card offer comes with the backing of Mastercard, Continental Finance, and Celtic Bank - three powerful financial institutions that are working to make our finances much more affordable. Applying is easy and in most instances, you'll receive an answer right away. As always, we encourage customers to review the terms and conditions as well as the fee structures. See for yourself how we build a better credit card offer with fewer unnecessary distractions.


The Surge® Platinum Mastercard® Details


This card is The Regular Consumer card
Card Details
  • - Network: Mastercard®
  • - Issuer: Celtic Bank
  • - Type: Cards for Bad Credit, Instant Decision, Starter, No Credit / New to Credit, Pre-Qualification
Rate this Card!
total votes: 18
Annual Fee See Terms*
Credit Needed Fair*
Credit Reporting Yes*
Intro APR (%) N/A
Intro Period N/A
Regular APR (%) 29.99% (Variable)*
Grace Period 25 days*
Fees
  • - Late payment fee: See Terms
  • - Return Check Fee: Up to $41
  • - Late Payment Fee: Up to $41
  • - Annual Fee: from $75 to $125
  • - $300 Credit Limit has a $75 Annual Fee for the first year and a $99 Annual Fee for the second year
  • - $500, $750, and $1,000 Credit Limits have $125 Annual Fee
  • - Monthly Maintenance Fee: $0 - $120 annually (billed at $0 - $10 per month). The monthly maintenance fee is not billed for the first 12 months.
  • - Additional Card Fee: $30 (one time, if applicable)
  • - Foreign Trans Fee: 3% of each transaction in U.S. dollars

Other Benefits

    See website for other benefits

at Celtic Bank's secure site.

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.