Applied Bank® Secured Visa® Gold Preferred® Card

The Applied Bank Secured Visa Gold Preferred Credit Card is the perfect card to start with to gain financial strength. The credit limit starts small, so there's no worry of overspending with purchases that you can't afford to make payments on. Whether this is your first credit card or an emergency card, it's ideal because it is secured with your deposited funds. After filling out a simple online application, a response is given promptly. There's no application or processing fees to deal with, either. Best yet, the transactions and payments are reported to the credit bureaus, so your history with the card goes towards building a stronger financial hold. Plus, the card is a Visa, which means you can use it in millions of locations across the globe, from restaurants and malls to online stores as well.