One of the best credit cards for those with Fair, Poor, Bad, or No Credit.
  • Better than Prepaid... Go with a Secured Card! Load One Time -Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR -Your Rate Won't Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit -Maximum $1,000.
  • Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Applied Bank® Secured Visa® Gold Preferred® Card Applied Bank® Secured Visa® Gold Preferred® Card Apply
Card Issued by Applied Bank®

The Applied Bank® Secured Visa® Gold Preferred® Card Review

The Applied Bank Secured Visa Gold Preferred Credit Card is the perfect card to start with to gain financial strength. The credit limit starts small, so there's no worry of overspending with purchases that you can't afford to make payments on. Whether this is your first credit card or an emergency card, it's ideal because it is secured with your deposited funds. After filling out a simple online application, a response is given promptly. There's no application or processing fees to deal with, either. Best yet, the transactions and payments are reported to the credit bureaus, so your history with the card goes towards building a stronger financial hold. Plus, the card is a Visa, which means you can use it in millions of locations across the globe, from restaurants and malls to online stores as well.

The Applied Bank® Secured Visa® Gold Preferred® Card Details

This card is The Secured Consumer card
Card Details
  • - Network: VISA®
  • - Issuer: Applied Bank®
  • - Type: Cards for Bad Credit, Instant Decision, Low Interest Rate, Guaranteed Approval, EMV Chip, Building Credit
Rate this Card!
total votes: 82
Annual Fee $48*
Credit Needed Poor*
Credit Reporting Yes*
Intro APR (%) N/A
Intro Period N/A
Regular APR (%) 9.99% (Fixed)*
Grace Period None*
  • - Late payment fee: See Terms
  • - Account Set-up Fee: None
  • - Additional Card Fee: $30.00
  • - Returned Payment: Up to $38.00
  • - Dishonored Check Fee: Up to $38.00
  • - International Transaction Fee: 3% of each transaction in U.S. dollars.

Other Benefits

    * See terms and Conditions

at Applied Bank®'s secure site.

*The review is prepared by staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.