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Chime Visa® Debit Card and Checking Bank Account

Last Updated on October 07, 2023 Credit Needed: Accepts All*

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No opening fees
No monthly maintenance charges
No foreign transaction fees
No minimum balance fee
Get paid up to 2 days early with a direct deposit*
With optional SpotMe®, you can overdraft up to $200⌃
2.0% Annual Percentage Yield (APY) with a free savings account
60K+ fee-free ATMs (Walgreens, 7-Eleven, CVS, and more)
Supports Apple Pay and Google Pay mobile payments
Free card replacement
2 minutes application with no impact on your credit score

Chime Visa® Debit Card and Checking Bank Account Apply

Card Issued by The Bancorp Inc.

The Chime Visa® Debit Card and Checking Bank Account Review

Card Reviewed by Credit Dad Card Issued by The Bancorp Inc.

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This card is	The Stored Value Consumer card
Card Details	- Network: VISA® - Issuer: The Bancorp Inc. - Type: Cards for Bad Credit, Instant Decision, No Foreign Transaction Fee, EMV Chip, No Credit / New to Credit, Pre-Qualification, Debit Card
Rate this Card!	total votes: 3
Annual Fee	$0*
Credit Needed	Accepts All*
Credit Reporting	No*
Intro APR (%)	N/A
Intro Period	*
Regular APR (%)	0.00% (Fixed)*
Grace Period	*
Fees	- Int'l Transaction Fee: $0 - Card replacement fee: $0
Special Notes	Disclosures: - Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A. *Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. ^Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions. - Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. - The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of July 13, 2022. No minimum balance required. Must have $0.01 in savings to earn interest.

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at The Bancorp Inc.'s secure site.

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.