A secured Visa credit card from Merrick Bank with a minimum deposit of $200. Credit lines range from $200-$3,000 depending on the amount of the deposit.
  • Unsecured credit line increases. After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO Score for free. Get your updated FICO Score each month when it is provided to us from the credit bureau.
  • Build your credit. Performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line. The amount of your deposit determines your initial credit line up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options. Several convenient options to easily fund your security deposit.
  • Worldwide acceptance. Use it anywhere Visa is accepted.
  • Quick, easy application, apply online today!
Merrick Bank Secured Visa® credit card Merrick Bank Secured Visa® credit card Apply Now
Card Issued by

The Merrick Bank Secured Visa® credit card Review

This card is The Secured Consumer card
Card Details
Rate this Card!
total votes: 25
Annual Fee $36*
Credit Needed Bad Credit OK*
Credit Reporting Yes*
Intro APR (%) N/A
Intro Period N/A
Regular APR (%) 17.45% (Variable)*
Grace Period 25 days*
  • - Cash advance fee: 4%
  • - Return Check Fee: Up to $40
  • - Foreign Trans Fee: 2%
  • - Account Set-up Fee: $0
  • - Over Limit: $0

Other Benefits

    * See terms and Conditions

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*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.