A secured Mastercard from Merrick Bank with a minimum deposit of $200. Credit lines range from $200-$3,000 depending on the amount of the deposit.
  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
Merrick Bank Secured Credit Card Merrick Bank Secured Credit Card Apply
Card Issued by Merrick Bank

The Merrick Bank Secured Credit Card Review

This card is The Secured Consumer card
Card Details
  • - Network: Mastercard®
  • - Issuer: Merrick Bank
  • - Type: Cards for Bad Credit, Instant Decision, Guaranteed Approval
Rate this Card!
total votes: 27
Annual Fee $36*
Credit Needed Bad Credit OK*
Credit Reporting Yes*
Intro APR (%) N/A
Intro Period N/A
Regular APR (%) 22.70% (Variable)*
Grace Period 25 days*
  • - Cash advance fee: 4%
  • - Account Set-up Fee: $0
  • - Late Payment Fee: Up to $40
  • - Return Payment Fee: Up to $40
  • - Foreign Trans Fee: 2%
  • - Minimum Deposit: $200
  • - Over Limit: $0

Other Benefits

    * See terms and Conditions

at Merrick Bank's secure site.

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.