• No credit check to apply and find out instantly if you are approved
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement
OpenSky® Secured Visa® OpenSky® Secured Visa® Apply Now
Card Issued by Other Issuers

The OpenSky® Secured Visa® Review

This card is The Secured Consumer card
Card Details
  • - Network: VISA®
  • - Issuer: Other Issuers
  • - Type: Cards for Bad Credit, Guaranteed Approval, Building Credit, Damaged Credit, No Credit Check
Rate this Card!
total votes: 142
Annual Fee $35*
Credit Needed Bad Credit OK*
Credit Reporting Yes*
Intro APR (%) N/A
Intro Period N/A
Regular APR (%) 19.64% (Variable)*
Grace Period 25 days*
  • - Cash advance fee: 5%
  • - Late payment fee: Up to $38
  • - Over limit fee: $20
  • - Returned Payment Fee: $25.00
  • - Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • - Cash Advance: Either $6 or 5% of the amount of each cash advance, whichever is greater
Special Notes *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Other Benefits

    - Choose your credit limit-up to $3000
    - $0 fraud liability
    - Report to all 3 major credit bureaus
    - Friendly Customer Service
    - Fee 24-hour online account access
    - Auto collision damage
    - Emergency card replacement

at Other Issuers's secure site.

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.