• No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
OpenSky® Secured Visa® Credit Card OpenSky® Secured Visa® Credit Card Apply Now
Card Issued by Other Issuers

The OpenSky® Secured Visa® Credit Card Review

This card is The Secured Consumer card
Card Details
Rate this Card!
total votes: 142
Annual Fee $35*
Credit Needed No Credit*
Credit Reporting Yes*
Intro APR (%) N/A
Intro Period N/A
Regular APR (%) 18.89% (Variable)*
Grace Period See T&C*
  • - Late payment fee: Up to $38
  • - Over limit fee: $20
  • - Returned Check Fee: $25.00
  • - Credit Limit Increase/Decrease: $25.00
  • - Rush/Expedited Card Fee: $50.00
  • - FREE electronic Billing Statements
  • - Foreign Transaction: 3% of each transaction in U.S. dollars.
Special Notes *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Other Benefits

    - Choose your credit limit-up to $3000
    - $0 fraud liability
    - Report to all 3 major credit bureaus
    - Friendly Customer Service
    - Fee 24-hour online account access
    - Auto collision damage
    - Emergency card replacement

at Other Issuers's secure site.

The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. *Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise to review the terms and conditions of the offer prior to applying for the product.