You are at:Home» Credit Cards »OpenSky® Secured Visa®

OpenSky® Secured Visa®

Last Updated on March 27, 2024 Credit Needed: No Credit*

Apply

New feature! Earn up to 10% cash back* on everyday purchases
No credit check to apply. Zero credit risk to apply!
Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
Get free monthly access to your FICO score in our mobile application
Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
Fund your card with a low $200 refundable security deposit to get a $200 credit line
Apply in less than 5 minutes with our mobile first application
Choose the due date that fits your schedule with flexible payment dates
Fund your security deposit over 60 days with the option to make partial payments
Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
*See Rewards Terms and Conditions for more information

OpenSky® Secured Visa® Apply

Card Issued by Other Issuers

The OpenSky® Secured Visa® Review

Card Reviewed by Credit Dad Card Issued by Other Issuers

Apply Now

This card is	The Secured Consumer card
Card Details	- Network: VISA® - Issuer: Other Issuers - Type: Cards for Bad Credit, Guaranteed Approval, Building Credit, Damaged Credit, No Credit Check
Rate this Card!	total votes: 142
Rewards Unit	Cash
Rewards	Up to 10% cash back* on everyday purchases
Annual Fee	$35*
Credit Needed	No Credit*
Credit Reporting	Yes*
Intro APR (%)	N/A
Intro Period	N/A
Regular APR (%)	25.64% (Variable)*
Grace Period	25 days*
Fees	- Cash advance fee: 5% - Over limit fee: $20 - Returned Payment Fee: $25.00 - Penalty APR: none - Foreign Transaction Fee: 3% of each transaction in U.S. dollars - Cash Advance: Either $6 or 5% of the amount of each cash advance, whichever is greater
Special Notes	*View our Cardholder Agreement located at the bottom of the application page for details of the card.

Other Benefits

Apply Now

at Other Issuers's secure site.

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.