• Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you're PreQualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit from $300 to $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard is accepted
  • Checking Account Required
Reflex® Platinum Mastercard® Reflex® Platinum Mastercard® Apply
Card Issued by Celtic Bank

The Reflex® Platinum Mastercard® Review

This card is The Regular Consumer card
Card Details
  • - Network: Mastercard®
  • - Issuer: Celtic Bank
  • - Type: Cards for Bad Credit, Instant Decision, Starter, Building Credit, Pre-Qualification
Rate this Card!
total votes: 18
Annual Fee See Terms*
Credit Needed Fair*
Credit Reporting Yes*
Intro APR (%) N/A
Intro Period N/A
Regular APR (%) 35.90% (Fixed)*
Grace Period 25 days*
  • - Cash advance fee: 3%
  • - Late payment fee: See Terms
  • - Annual Fee: $75 - $125
  • - Late Payment Fee: Up to $41.00
  • - Return Payment Fee: Up to $41.00
  • - Monthly Maintenance Fee: Credit Limit of $300 or $500: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month)
  • - Additional Card Fee: $30 (one time, if applicable)
  • - Foreign Trans Fee: 3% of each transaction in U.S. dollars
Special Notes You need to be 18 years or older and have a checking account to apply for this card

Other Benefits

    See website for other benefits

at Celtic Bank's secure site.

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.