• $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
  • No annual fee
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud Liability
Upgrade Triple Cash Rewards Visa® Upgrade Triple Cash Rewards Visa® Apply
Card Issued by Cross River Bank

The Upgrade Triple Cash Rewards Visa® Review

This card is The Premium Consumer card
Card Details
  • - Network: VISA®
  • - Issuer: Cross River Bank
  • - Type: Low Interest Rate, EMV Chip, High Credit Limit
Rate this Card!
total votes: 18
Rewards Bonus$200 bonus
Rewards UnitCash
  • 3% unlimited cash back on Home, Auto, and Health
  • 1% on everything else
  • $200 bonus rewards
Annual Fee $0*
Credit Needed Fair*
Credit Reporting Yes*
Intro APR (%) N/A
Intro Period N/A
Regular APR (%) 14.99% - 29.99% (Fixed)*
Grace Period N/A
  • - Balance transfer fee: 5%
  • - Late payment fee: $0
  • - Foreign Transaction Fee: Up to 3%
  • - Return Payment Fee: $0
  • - Return Check Fee: $0
Special Notes *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA(r) Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

**Not available in DC, IA, WV, WI.

Other Benefits

    *See Terms and Conditions for other benefits

at Cross River Bank's secure site.

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.