• Get Pre-Qualified in Less Than a Minute
  • A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
  • A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
  • No Penalty Rate. Your Rate Won't Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible Usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
Applied Bank® Unsecured Classic Visa® Card Applied Bank® Unsecured Classic Visa® Card Apply
Card Issued by Applied Bank®

The Applied Bank® Unsecured Classic Visa® Card Review

There's a card that's available to virtually anyone, regardless of credit history. The Applied Bank's Unsecured Classic Visa card is a regular, unsecured credit card featuring the Visa logo, which means that its cardholder can use it anywhere it's accepted – throughout millions of locations worldwide, including online. An application processing fee is required to pay and the card has an annual fee, which in fact, becomes twice smaller starting from the 2nd year. The credit limit starts from 300 USD and spending is up to you. The card reports to all 3 main credit bureaus. Since it requires financial responsibility, it is a great card to either begin establishing a credit history. The card has interest rates that never go up, even if you make a late payment. It's a great way to pave the way towards financial responsibility and build your credit.

The Applied Bank® Unsecured Classic Visa® Card Details

This card is The Regular Consumer card
Card Details
  • - Network: VISA®
  • - Issuer: Applied Bank®
  • - Type: Cards for Bad Credit, Instant Decision, EMV Chip, Unsecured, Building Credit, Damaged Credit, Pre-Qualification
Rate this Card!
total votes: 59
Annual Fee See Terms*
Credit Needed Poor*
Credit Reporting Yes*
Intro APR (%) N/A
Intro Period N/A
Regular APR (%) 29.99% (Fixed)*
Grace Period None*
  • - Cash advance fee: 5%
  • - Late payment fee: Up to $38
  • - Processing Fee: $89 (One-time Fee paid prior to account opening)
  • - Annual Fee: $75 (1st yr); after that, $45 annually
  • - Additional Card Fee: $30
  • - Replacement Card Fee: $30
  • - Copying Charges: $10 per copy
  • - Stop Payment Fee: $30
  • - Reinstatement Fee: $50
  • - International Transaction Fee: 3%

Other Benefits

    *See Terms and Conditions of the card

at Applied Bank®'s secure site.

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.