Embark on a path of credit score improvement and enjoy rewarding perks with the Extra Debit Card. A simple, yet powerful financial instrument, this card marries credit-building with attractive rewards for a more beneficial banking experience.
Extra Debit Card
  • Debit that builds credit
  • 2 Plans with 25% off
  • No Deposit Required
  • Earn Reward Points for Every Purchase
  • Exclusive Access to the Extra Rewards Store
  • Reports credit to Equifax and Experian
  • Extra does not check your credit score
  • Issued by Evolve Bank & Trust, FDIC-insured
Extra Debit Card Extra Debit Card
Card Issued by

The Extra Debit Card Review

Designed with financial growth in mind, the Extra Mastercard offers a convenient and rewarding way to build and maintain your credit score. With no credit checks, it provides a hassle-free experience that respects your credit history. What sets the Extra Mastercard apart is its reward points system. Every transaction you make contributes to points that you can eventually redeem for a variety of products, making your spending experience much more rewarding. In conclusion, the Extra Debit Mastercard offers an innovative and beneficial approach to managing your finances, helping you to build a better credit score while rewarding your everyday spending.

The Extra Debit Card Details

This card is The Stored Value Consumer card
Card Details
  • - Network: Mastercard®
  • - Issuer:
  • - Type: Cards for Bad Credit, Guaranteed Approval, Teen Debit, EMV Chip, No Credit / New to Credit, Building Credit, Digital Cards, Debit Card, Rebuild Credit
Rate this Card!
total votes: 17
Rewards UnitPoint
  • Earn rewards for every dollar spent
Annual Fee See Terms*
Credit Needed Accepts All*
Credit Reporting Yes*
Intro APR (%) N/A
Intro Period *
Regular APR (%) N/A *
Grace Period N/A
  • - Extra Credit Building: $149/year ($12.5/month)
  • - Rewards+Credit Building: $199/year ($16.58/month)
  • - Card Purchase Fee: $0.00
  • - Card Activation Fee: $0.00
  • - Account Registration Fee: $0.00
  • - Automated Customer Service: $0.00
  • - Live Agent Customer Service: $0.00
  • - Bank Teller Withdrawal: $0.00
  • - Inactivity Fee: $0.00
  • - Close Card: $0.00
  • - Replace Card: $0.00
  • - POS PIN Debit Purchase: $0.00
  • - POS Signature Purchase: $0.00
  • - POS PIN Purchase (Declined): $0.00
  • - POS SIG Purchase (Declined): $0.00
  • - POS PIN Debit Purchase (Int'l): $0.00
  • - POS Signature Purchase (Int'l): $0.00
Special Notes The Aligned Company d/b/a Extra ("Extra") is a technology company, not a bank. Banking services provided by and the Extra Mastercard Debit Card is issued by Evolve Bank & Trust, Member FDIC ("Issuing Bank"), pursuant to a license from Mastercard USA. Cardholders must be at least 18 years old and a citizen of the United States, or a permanent resident with a valid social security number (SSN) or ITIN. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who applies for an Extra Debit Card. Your eligibility for the Extra Debit Card is the decision of the Issuing Bank.

Other Benefits

    See website for other benefits

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.