FutureCard Visa® Debit Card
- Earn 5% cashback on eco-friendly purchases, including EV charging, public transit, secondhand shopping, and plant-based products. All other purchases earn 1% cashback.
- No annual fees, transaction fees, or foreign transaction fees.
- No Credit Check.
- Accessible to all applicants without impacting credit scores.
- Enjoy a 4.10% Annual Percentage Yield (APY) on your balance.
- Receive a $5 welcome bonus upon signing up.
- Participate in FutureCard missions to reduce your carbon footprint and earn additional rewards.
The FutureCard Visa® Debit Card Review
The Ultimate Eco-Friendly Rewards Card
If you prioritize sustainability but still want financial perks, the FutureCard Visa Debit Card is worth considering. It's a fee-free, cash-back-earning debit card that rewards environmentally friendly spending with up to 5% cashback.
Cashback and Rewards
This card is ideal for those who frequently use public transit, charge EVs, shop secondhand, or buy plant-based products. These transactions earn 5% cashback, while all other purchases receive 1% cashback - a rare feature for debit cards.
No Fees and No Credit Check
FutureCard Visa charges zero fees - no annual fees, foreign transaction fees, or overdraft fees. Additionally, applying for this card doesn't require a credit check, making it accessible to many users.
High-Yield Savings
Another standout feature is the 4.10% APY on account balances, allowing users to earn passive income while using their card for everyday expenses.
The Drawbacks
While the cashback structure is appealing, it's important to note that this is a debit card, meaning it won't help build your credit score. Additionally, a linked bank account is required to use the card.
Final Verdict
The FutureCard Visa Debit Card is an excellent choice for individuals who want to earn cashback while making sustainable purchasing decisions. It's a top-tier option for eco-conscious consumers with no fees, an easy application process, and impressive rewards.
The FutureCard Visa® Debit Card Details
| This card is | The Stored Value Consumer card |
| Card Details |
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| Rate this Card! |
total votes: 42
|
| Rewards Bonus | $5 welcome bonus |
| Rewards Unit | Cash |
| Rewards |
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| Annual Fee | N/A |
| Credit Needed | Accepts All* |
| Credit Reporting | No* |
| Intro APR (%) | N/A |
| Intro Period | N/A |
| Regular APR (%) | N/A * |
| Grace Period | N/A |
| Fees |
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Other Benefits
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Instant card locking for added security; No minimum deposit is required to open an account; Visa Zero Liability Protection for fraud prevention; FDIC insured up to $250,000; Apple Pay, Google Pay, and Samsung Pay compatible; FutureMissions rewards program for eco-friendly actions; and is Accepted worldwide wherever Visa debit cards are used.
at Other Issuers's secure site.
*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.
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